Green business loan
Loans of RON 10,000–750,000 for businesses investing in renewable energy, lower energy use or equipment with reduced emissions.
Tato příležitost je nyní dostupná v angličtině.
You can finance solar panels, heat pumps and other renewable energy sources, modernise buildings and lighting, or buy agricultural machinery and equipment with reduced emissions. The loan also covers recycling solutions, modern irrigation and green infrastructure.
The interest rate is fixed, and no advance payment is required. You receive the approved loan in your bank account and repay the borrowed money with fixed interest under your credit contract; MK Kredit lists internet banking, cash and bank transfer as repayment channels.
Eligibility
Your business must have at least three months of economic activity. MK Kredit’s general lending criteria cover SRL limited liability companies, PFA self-employed people, individual and family enterprises, liberal professions such as lawyers and notaries, and individuals carrying out economic activities such as agricultural producers. The green loan is for investments that directly protect the environment, reduce energy use and improve operational efficiency.
The loan amount determines the maximum repayment term and security:
- RON 10,000–75,000: up to 48 months, with only a personal guarantee.
- RON 75,001–125,000: up to 60 months, with a personal guarantee and/or movable assets pledged as security.
- RON 125,001–750,000: up to 84 months, with a personal guarantee and movable assets or property pledged as security.
A personal guarantee means a guarantor backs the borrowing; asset security uses movable assets or property as collateral. The general FAQ gives a repayment range starting at 12 months and allows investment loans to run for up to 84 months, depending on the loan and the business’s financial situation.
How to apply
- Stav
- Průběžně otevřené
Apply through MK Kredit’s online form and select Credit Verde, or visit an agency. The form asks for your contact details, county, locality, requested amount and business CUI tax identification number.
Provide the borrower’s and guarantor’s identity documents and documents confirming the economic activity; MK Kredit may request other documents. The lender then assesses the application and makes its final decision before paying the money into your bank account.