Energy loan
Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.
Tato příležitost je nyní dostupná v angličtině.
The loan can pay for additional insulation, replacement windows and appliances, wind-power shares, or heating systems such as district or local heating and pellet heating. Your investment must reduce energy use in the home. The bank directs solar-panel purchases to its separate solar loan.
You repay the borrowed money with interest over 1–12 years, depending on the loan’s size and purpose. The published interest rate is 4.90% and is variable, so it can change. The setup fee is SEK 550, waived for Nyckelkund customers. Electronic invoices cost nothing; posted payment notices cost SEK 45 each. Contact the bank if you want to make an extra repayment or repay the loan early.
Eligibility
- You must invest in solutions that can reduce your home’s energy use.
- You must be at least 18 and have regular income that is not benefits, student aid or similar payments. Your finances must allow you to pay the loan’s costs, and you must have no recorded payment defaults (betalningsanmärkningar).
- You must be a customer of Sparbanken Mälardalen. New customers can join using mobile BankID and then apply, or contact a branch or telephone the bank for guidance.
How to apply
- Stav
- Průběžně otevřené
- Podmínky daného kola žádostí
- Apply by contacting Sparbanken Mälardalen by telephone or at a branch. New customers can join before applying.
Contact Sparbanken Mälardalen on 0771-82 70 00 or through one of its branches to apply and discuss whether the loan fits your planned home improvements. Once the bank approves your loan and receives your signed documents, it starts paying out the money.