Energy loan for businesses and housing associations
Borrow for energy improvements to property owned by your business or housing association, including insulation, heat pumps and solar equipment.
Tato příležitost je nyní dostupná v angličtině.
The loan covers materials and labour for windows and doors, insulation of attics, façades and roofs, heat pumps, heat recovery and balanced ventilation with heat recovery (FTX), district heating and cooling, solar panels and collectors, solar batteries, LED lighting with presence controls, and charging points close to the property. Windows and doors must have a U-value of 1.2 or less: this measures heat loss through the product, with a lower value indicating less heat loss.
The bank pays out the loan after you present invoices specifying the eligible improvements. You repay the borrowed money according to an agreed repayment plan and pay individually priced fixed or variable interest. The amount depends on your needs, the property’s cash flow and its borrowing relative to value. The loan is usually secured by mortgage deeds over the property; the approved borrowing level depends partly on property type. No further follow-up or reporting is required beyond the specified invoices.
Eligibility
Your business or association must own the property, and a representative submits the application. All property types capable of energy-efficiency improvements can qualify. This offer is for organisations; consumers have separate loans.
You must already be a bank customer or intend to move the property finance to Tidaholms Sparbank as part of the energy renovation. New and existing customers must pass the bank’s customer checks, which establish the purpose of the banking relationship and planned transactions. The bank also assesses whether to approve the credit.
How to apply
- Stav
- Průběžně otevřené
- Podmínky daného kola žádostí
- Become a bank customer before submitting a business-loan application.[^c16]
Start through Tidaholms Sparbank’s application instructions or call 0771-33 44 33. New applicants must first become bank customers. In the internet bank or app, use the loan form under Loans; the applicant needs unrestricted authority in the new internet bank. Describe the business’s financing needs. After you submit the form, the bank obtains a credit report through UC and contacts you to discuss financing.