Green property loan
Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.
Denne finansieringsmulighed er i øjeblikket beskrevet på engelsk.
The loan can finance new construction or investments that improve the energy performance of an existing building. The building still needs to meet one of the applicable energy or environmental-certification tests.
The loan can run for up to five years. If the building's energy performance certificate or environmental certification expires sooner, the loan term is shorter. It cannot outlast those documents.
Eligibility
For companies financing commercial buildings, such as business or office premises, or multifamily residential buildings, there are several ways to meet the requirements:
- Buildings from before 2021 need energy class A or B, or must be among the most energy-efficient 15% of similar buildings in Sweden.
- Buildings from 2021 onwards need energy class A or B; a primary-energy performance figure that is 10% better than the BBR29 requirement under Sweden's building regulations; or one of these certifications: Miljöbyggnad Silver or Guld, an approved Svanen certification, BREEAM SE Excellent or Outstanding, or LEED Gold or Platinum.
Housing associations need energy class A or B, or one of these certifications: Miljöbyggnad Silver or Guld, an approved Svanen certification, BREEAM Excellent or Outstanding, or LEED Gold or Platinum.
You can apply when taking out a new loan or changing the terms of an existing one.
How to apply
- Status
- Løbende ansøgning
Contact your Handelsbanken branch and describe the property. The bank first assesses it against the green-loan criteria. If it passes that assessment, the bank carries out its usual credit assessment. You may need to report each year on how the property continues to meet the conditions.