Sustainable vehicle loan
A loan for individuals buying a vehicle with a Spanish environmental label 0 or ECO, with a contact route open to new customers.
Diese Finanzierungsmöglichkeit ist derzeit auf Englisch beschrieben.
Kutxabank lends money for the purchase of a qualifying vehicle, which you repay with interest. Its online campaign gives a representative example of €10,000 borrowed over 60 months at 4.99% nominal annual interest (TIN) and a 5.11% annual percentage rate (TAE). The TAE expresses the annual cost of borrowing. There is no opening fee in this example: 59 monthly payments of €188.67 and a final payment of €188.43 repay €11,319.96 in total, including €1,319.96 interest.
These advertised online terms apply to prequalified clients. The online maximum is €70,000 and repayment terms run from 3 to 84 months. For other amounts and terms, the bank directs you to your branch manager for assessment.
Eligibility
The vehicle must have environmental label 0 or ECO. Check the vehicle’s label; this criterion does not restrict the offer to fully electric vehicles.
The loan is subject to Kutxabank’s approval and a favourable credit assessment. The advertised online campaign is only for clients the bank has already prequalified.
How to apply
- Status
- endet am 31. Dez. 2026
- Antragsschluss
- Beschränkungen dieser Antragsrunde
- Only prequalified clients who finalise the loan online by this date; maximum €70,000, terms from 3 to 84 months.
Complete the callback form on the official product page to ask Kutxabank to contact you. You can select “No, aún no” if you do not yet have an account. The form asks for your name, DNI/NIF/NIE identification, telephone, email and postcode.
If you are a prequalified client, the online campaign requires you to finalise the loan by its stated deadline. Other amounts and terms are assessed through your branch manager.