MaPrimeRénov’ advance loan
An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.
Diese Finanzierungsmöglichkeit ist derzeit auf Englisch beschrieben.
The bank advances up to the amount of your approved MaPrimeRénov’ grant so that you can pay deposits as your energy-renovation works progress. This is a loan: the bank receives the grant directly after completion to repay the advance.
The loan lasts up to two years, with the principal repaid in a single payment when Anah, France’s national housing agency, pays the grant. The fixed annual percentage rate is 0% and there is no arrangement fee. Borrower insurance is optional and costs extra if taken.
Eligibility
- You must be a private individual who has already obtained Anah’s approval for MaPrimeRénov’ works. The advance covers the awarded aid, rather than an estimate of a future grant.
- You must also take out a Crédit Mutuel loan for energy renovation. The advance is offered as a complement to that loan.
- Your participating Crédit Mutuel branch must assess and approve your loan application. Branch-specific conditions may apply.
How to apply
- Status
- endet am 31. Dez. 2026
- Antragsschluss
- Beschränkungen dieser Antragsrunde
- For individuals already awarded MaPrimeRénov’, taking a complementary Crédit Mutuel energy-renovation loan; subject to approval by a participating branch.
After receiving Anah’s approval, contact a Crédit Mutuel adviser to arrange the financing plan. Use the callback form on the official product page or call 08 00 00 67 53; prospective customers can also approach a participating branch.
After the bank accepts your application, funds are released as the works progress. Release is subject to the statutory waiting period and the 14-day withdrawal period starting when you sign the contract. Once the works are finished, the bank receives MaPrimeRénov’ directly from the State.