Green microloan for business
Businesses can borrow without collateral to buy solar panels, wind turbines, batteries or electric car charging stations.
Αυτή η ευκαιρία είναι προς το παρόν διαθέσιμη στα Αγγλικά.
Use this loan to buy renewable-energy equipment or provide electric car charging for customers and employees. This entry covers the loan route without an ILTE portfolio guarantee, with borrowing up to €40,000 and a term of up to seven years.
SEB advertises interest starting at 2.9% plus three-month EURIBOR, a euro interest-rate benchmark. The annual interest rate is agreed with the bank.
The published loan-granting administration fee starts at 0.6% of the loan amount, with a €500 minimum. The commitment fee starts at 0.7% of the amount you have not drawn down. Early repayment costs at least 1% of the amount repaid early, depending on the loan term. Credit project analysis and assessment, or a bank certification or approval, costs 50% of the administration fee with a €300 minimum; this is included in the relevant administration fee if you sign a credit agreement.
Eligibility
- The offer is for businesses buying solar panels, wind turbines, batteries or electric car charging stations.
- The route described here provides up to €40,000 without collateral and without an ILTE portfolio guarantee.
- You can begin the application process as an existing SEB business customer or as a business without a SEB account.
How to apply
- Κατάσταση
- Δεν έχουν ανακοινωθεί ημερομηνίες
Use “Submit application” on SEB Lithuania’s green microloan product page and choose the route for your business customer status. You can also request a business consultation and select “Financing / leasing”.
Submit a completed loan application, your latest annual report with a breakdown of balance-sheet and profit-and-loss account items, and a technical project.