Sustainable mobility investment loan (269)
Loans from €25 million with individually agreed terms for businesses and qualifying public or nonprofit organisations investing in climate-friendly transport in Germany.
Αυτή η ευκαιρία είναι προς το παρόν διαθέσιμη στα Αγγλικά.
Programme 269 is the individually negotiated version of the Investitionskredit Nachhaltige Mobilität. It can finance battery-electric cars and vans, public or private charging points with grid connections, and other qualifying transport infrastructure, vehicles and digital mobility systems.
The loan can cover up to 100% of eligible costs, including VAT only if you cannot deduct it. You agree a term of 4–30 years, a repayment schedule and a fixed-interest period of up to the first 20 years. You repay the loan with interest through your financing partner. During agreed initial repayment-free years, you still pay interest.
Your financing partner sets the interest rate based on your financial position and the security for the loan. You must provide assets or guarantees to secure the loan against nonpayment; agree their form and extent with the financing partner. Programme 269 offers only a rate without a state-aid interest subsidy, above the EU reference rate. Early repayment carries a compensation charge. Undrawn money incurs a 0.15% monthly fee starting 12 months and two banking days after KfW's approval.
Eligibility
- The project must be in Germany. Individuals, majority privately owned companies and legally capable partnerships can apply when carrying out or starting commercial or freelance activity. Their business seat may be in Germany or abroad.
- Commercial businesses with public ownership qualify if municipalities and/or German states hold at least 50% in total, including at least 25% municipal ownership. Public-law institutions, foundations and corporations need a majority municipal background. Nonprofits must prove corporation-tax exemption through the responsible tax office.
- The bank receiving KfW refinancing may own no more than 25% of the funded company, directly or indirectly, throughout the loan term.
- Investments must meet the programme's technical requirements. For example, cars and light passenger vehicles must have zero CO₂ exhaust emissions. Other vehicle categories have their own limits and exceptions in part A of the technical annex.
- Data-driven mobility solutions must save more transport emissions than the digital system causes, without increasing private motor traffic or disadvantaging walking, cycling or public transport. Infrastructure should avoid additional land sealing and displacement of walking, cycling or public-transport infrastructure. An exception requires a careful assessment showing that positive environmental effects outweigh negative ones.
- Refinancing, funding projects already started or completed, leasing and hire purchase are excluded. So are asset transfers between affiliated companies, companies and their owners, spouses or civil partners, transfers arising from business splits, acquisitions of own shares, and arrangements that circumvent these exclusions.
- Light goods vehicles and category-L vehicles, such as electric motor scooters, are excluded if intended exclusively for fossil-fuel transport. The annex's freight trains, heavy goods vehicles and freight vessels—and work on them—are excluded if intended for fossil-fuel transport. Infrastructure for fossil-fuel transport or storage is also excluded.
- The project must meet German environmental and social law, KfW's exclusion list and its oil-and-gas sector guidelines. You may combine support within applicable aid limits, but public loans, grants and allowances together cannot exceed your expenditure.
How to apply
- Κατάσταση
- Ανοιχτό συνεχώς
- Περιορισμοί γύρου
- Apply through a financing partner before starting. Approval depends on available funds.
Apply through a financing partner of your choice, such as your bank, before starting the project. Select programme 269 in KfW's gBzA centre and enter the project information to create the required application confirmation (gewerbliche Bestätigung zum Antrag). Sign it and send it to the financing partner.
Agree the information and documents with that partner. Small and medium-sized businesses under the European Commission definition must provide the relevant self-declaration. The programme also requires its data list of facts relevant to funding and proof of how the money is used.
After KfW approves, you can sign the loan agreement, draw the money and start. Approval is discretionary and depends on available funds.
After completion, promptly prove correct use of the money to your financing partner, normally no later than 24 months after full disbursement. You may request a deadline extension, giving reasons; approval is not automatic. Where subprojects have separate applications, provide separate proof for each. Confirm that the programme's technical requirements were met.