GEFF green economy loan
Finance energy efficiency and renewable-energy improvements through a repayable loan. Complex commercial or industrial investments have a EUR 5 million category limit; residential projects have a EUR 500,000 limit. GEFF assesses each project.
Αυτή η ευκαιρία είναι προς το παρόν διαθέσιμη στα Αγγλικά.
The European Bank for Reconstruction and Development's Green Economy Financing Facility (GEFF) provides financing through maib. Use this route for complex investments assessed by the GEFF team: energy and resource improvements to existing buildings and business processes, including renewable energy. Projects must meet the Facility's technical and environmental standards.
The commercial/industrial category limit is EUR 5 million; the residential category limit is EUR 500,000. Up to 100% of investment costs can be financed, but the total investment must be below the applicable category limit. GEFF has no grant component, so you repay the loan. It can be combined with other subsidised programmes in Moldova.
The product advertises a term of up to 48 months and a 12-month grace period. The bank sets the interest and fees for your financial profile. Its international-resource lending disclosure specifies variable interest, which can change with the cost of funding, a 0.5% origination fee and monthly repayments on a reducing or individual schedule. Your offer sets the repayment schedule, including the grace period.
The general loan tariff charges 2% of the extended or renegotiated loan amount for extending or renegotiating a loan, and 0.25% of the outstanding balance for changing contractual terms, including the payment schedule. A commitment charge may apply monthly to money not yet drawn, at the amount in your contract. The current lending disclosure exempts international-resource loans from its early repayment fee and from the fee for refinancing through another financial institution. Late loan or interest payments attract interest 3 percentage points above the normal loan rate.
If you repay a foreign-currency loan in Moldovan lei, payments change with the exchange rate; the bank uses its commercial exchange rate on the repayment date.
Eligibility
Large and small enterprises, associations of real-estate owners, and equipment or machinery suppliers can apply. GEFF evaluates the project's technical and environmental performance. Used equipment must meet the Facility's minimum technical requirements. Equipment can be bought abroad, but must meet those standards too.
The bank assesses the borrower and security. Its lending conditions allow pledges over money and, as applicable, guarantees or pledges over movable or immovable property. The online applicant must provide accurate administrator and company details, agree to information and credit-history checks, supply requested legal and financial documents, and declare that neither the administrator nor the company faces litigation that could harm business prospects or financial position.
How to apply
- Κατάσταση
- Ανοιχτό συνεχώς
- Όροι του κύκλου αιτήσεων
- Bank credit approval and GEFF technical/environmental assessment are required.
Use the GEFF product page's online credit form. Enter the legal entity's fiscal code, company and loan details and the administrator's phone number; confirm using the SMS code sent to the +373 number. Maib coordinates the details remotely and sends a preliminary offer by email. Supply the administrator's and founders' identity documents, formation documents and any other documents requested by the bank. Sign the required documents before receiving the money.
The online route accepts requests for processing Monday–Friday, 09:00–17:00; requests outside those hours are followed up the next working day. The product page also provides actions for requesting a loan tranche—payment of part of the approved loan—and asking to repay early.