Energy loan
Borrow $500–$10,000 for energy-efficient home improvements as a LUSO Federal Credit Union member.
Αυτή η ευκαιρία είναι προς το παρόν διαθέσιμη στα Αγγλικά.
LUSO pays the loan funds directly to your vendor, and you must provide proof of purchase.
You repay the loan over a term of up to five years. There is a $95 processing fee. The rate table dated 11 October 2026 advertises interest as low as 10.250% and an annual percentage rate (APR) of 10.595%, calculated on a $5,000 loan. Its five-year payment example is $21.37 per $1,000 borrowed; these are advertised starting rates, not a guaranteed rate for every borrower.
Eligibility
You must be a credit union member. You can join if you live, work, worship or attend school in Hampden County, Massachusetts, or if you are a relative of a current LUSO member. New members gain access to lending services.
The loan is for energy-efficient home enhancements, and proof of purchase is required.
How to apply
- Κατάσταση
- Ανοιχτό συνεχώς
- Όροι του κύκλου αιτήσεων
- Credit union membership and proof of purchase are required; funds are payable directly to the vendor.[^c5][^c4]
Use LUSO’s consumer loan application or call (844) 587-6328 to contact a lending specialist about the Energy Loan. If you are joining first, use the credit union’s membership route. Provide proof of purchase; LUSO makes the funds payable directly to the vendor.