Green energy loan for your home
Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.
Esta oportunidad está disponible actualmente en inglés.
You can borrow up to SEK 250,000 and repay it over up to ten years. You may be able to defer repayment of the loan principal during the first year; this is a pause in amortisation.
The loan can finance:
- Solar panels, solar thermal systems and batteries for solar electricity.
- Charging wallboxes and charging posts.
- Heat pumps using rock, ground, lake water, air or water as a heat source.
- Replacement windows with a U-value below 1.2. The U-value measures heat passing through a window; a lower value means less heat loss.
- Additional insulation in the attic, roof or facade.
- Drainage, stormwater management or sedum roofs to protect your house against flooding or heavy rain.
- Sun protection and awnings against overheating and heatwaves.
- FTX ventilation: a system that supplies and extracts air and recovers heat.
Eligibility
At least one borrower must have a mortgage with Handelsbanken. If your mortgage is with another bank, Handelsbanken offers a mortgage-transfer route before you apply for this loan.
The loan does not require collateral. You must provide an order document or invoice showing the energy-saving renovation installed and how much electricity consumption it saves.
The application must be approved before the bank sends loan documents for signature.
How to apply
- Estado
- Abierto continuamente
First ask a supplier for a quotation, then log in through Handelsbanken’s loan page and apply for the Green energy loan.
The bank contacts you when it needs documents before disbursement, usually the invoice for the renovation. After approval, it sends loan documents to your home for signature. If there are two applicants, both need to visit a bank branch to sign.