Energy loan
Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.
Cette fiche est actuellement disponible en anglais.
You can finance insulation, new windows, replacement of oil or gas heating, solar electricity or solar heating, ground-source heating, a household wind turbine or wind-turbine shares. District-heating conversion is also listed; the operative terms describe district heating using surplus heat from electricity production.
Rise Sparekasse lends you money that you repay through monthly payments. The published nominal interest rate is currently 3.95% a year and is variable, so both the rate and monthly payment can change. The term runs until the investment has paid for itself, with a maximum of ten years. The establishment fee is DKK 2,000, and property-security registration costs are paid separately. There is no required down payment or contribution from your own funds.
Eligibility
- The bank must assess your finances and approve the loan.
- Your home must secure the loan for an amount matching the loan size: the bank takes a legal charge over the property.
- Use the money for energy improvements to real estate or the permitted renewable-energy investments. The terms also include biogas installations.
- This must be a new loan; you cannot use it for an existing loan.
How to apply
- Statut
- Candidatures au fil de l’eau
- Conditions de cette période de candidature
- Subject to the bank’s financial assessment; new loans only.
Contact Rise Sparekasse to discuss the energy loan and your finances. You can call the Rise branch on 62 52 14 08 or email post@sparekassen.dk. The bank currently invites enquiries about these loans and assesses your finances before offering one.