Green mortgage
A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.
Cette fiche est actuellement disponible en anglais.
You can apply for a green mortgage for a qualifying new or older home, including a holiday home. You borrow from Handelsbanken and repay the loan with interest. The bank assesses your application and prices the loan individually.
If your current mortgage finances a home that meets the criteria, your adviser can help convert it to a green mortgage.
Eligibility
Both you and any co-borrower must be Handelsbanken customers.
Your home or holiday home must meet one of the alternatives for its construction year:
- Built before 2021: energy label A or B, or BREEAM-NOR environmental certification at Excellent or Outstanding level.
- Built in 2021 or later: energy label A, or BREEAM-NOR environmental certification at Excellent or Outstanding level.
The energy certificate assesses the home’s energy efficiency. You can check its energy label or log into Enova and select your home to obtain an energy certificate.
How to apply
- Statut
- Candidatures au fil de l’eau
Log into Handelsbanken’s online banking and apply for a green mortgage. The bank must approve your application.
To convert an existing mortgage, contact your adviser if the home meets the criteria.