Home energy loan
Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.
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The loan supports extra insulation, replacement windows and household appliances, shares in wind power, and heating systems such as district or local heating and pellet heating. The investment must be capable of reducing the home’s energy use.
You repay the loan with variable interest. The setup fee is SEK 550, waived for customers with Swedbank’s Nyckelkund package. Electronic invoices are free; paper invoices cost SEK 45. Participating savings banks may have different prices and offers.
Eligibility
- You must be at least 18 and be or become a Swedbank customer.
- You need regular income other than benefits, student finance or similar payments, enough money to cover the loan costs, and no registered payment defaults.
- The money must finance measures that can reduce energy consumption in your home.
How to apply
- Statut
- Dates non annoncées
Call Swedbank on 0771-22 11 22 to apply for the energy loan. You can become a customer using Mobile BankID, Sweden’s electronic identification service, or get help by phone or at a branch. If you lack a Swedish personal identity number, the bank provides a branch route for becoming a customer.
Swedbank starts paying out the loan after approval and receipt of your signed documents. To increase an existing loan, submit a new loan application; contact the bank if you also want to settle the old loan. For extra repayments or full early repayment, call the same number or visit a branch.