Prêt Flash Électrique
An unsecured loan for French businesses with fewer than 50 employees replacing fossil-fuel equipment with electric equipment.
Ez a lehetőség jelenleg angolul érhető el.
Borrow €10,000–€100,000 to replace equipment running on gas or heating oil with new electric equipment. Examples include ovens, cooking equipment and drying equipment such as electric paint booths. The loan can also fund connecting your premises to electricity and new tools suited to the replacement equipment.
You repay the money borrowed. Bpifrance requires no security over company assets or the owner’s personal assets. The published fixed interest rate starts at 5.15%. Repayment of the principal can be deferred for up to 24 months; this postpones repayment of the borrowed amount.
Eligibility
- Your business must have fewer than 50 employees on a consolidated basis: the count applies to the consolidated business group. Your business must have been established for more than three years.
- You must be able to provide accounting records covering at least 24 months of activity.
- You must have an accountant registered with the French professional order and an existing bank loan whose repayment term exceeds three years.
- Sole proprietors (entreprises individuelles) and companies in collective insolvency proceedings are excluded.
- Borrower insurance covering death and total and irreversible loss of autonomy (Décès–PTIA) is mandatory at 100% coverage.
How to apply
- Állapot
- Folyamatosan nyitva
Apply online to Bpifrance through the Flash Électrique application link. The loan agreement is completed online, and the product states that funds are disbursed 48 hours after you sign the loan contract.