MaPrimeRénov’ advance loan
An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.
Ez a lehetőség jelenleg angolul érhető el.
The bank advances up to the amount of your approved MaPrimeRénov’ grant so that you can pay deposits as your energy-renovation works progress. This is a loan: the bank receives the grant directly after completion to repay the advance.
The loan lasts up to two years, with the principal repaid in a single payment when Anah, France’s national housing agency, pays the grant. The fixed annual percentage rate is 0% and there is no arrangement fee. Borrower insurance is optional and costs extra if taken.
Eligibility
- You must be a private individual who has already obtained Anah’s approval for MaPrimeRénov’ works. The advance covers the awarded aid, rather than an estimate of a future grant.
- You must also take out a Crédit Mutuel loan for energy renovation. The advance is offered as a complement to that loan.
- Your participating Crédit Mutuel branch must assess and approve your loan application. Branch-specific conditions may apply.
How to apply
- Állapot
- lezárul 2026. dec. 31.
- Lezárul
- Az adott pályázati kör feltételei
- For individuals already awarded MaPrimeRénov’, taking a complementary Crédit Mutuel energy-renovation loan; subject to approval by a participating branch.
After receiving Anah’s approval, contact a Crédit Mutuel adviser to arrange the financing plan. Use the callback form on the official product page or call 08 00 00 67 53; prospective customers can also approach a participating branch.
After the bank accepts your application, funds are released as the works progress. Release is subject to the statutory waiting period and the 14-day withdrawal period starting when you sign the contract. Once the works are finished, the bank receives MaPrimeRénov’ directly from the State.