Study to design financing for climate-resilient homes
Up to CAD 150,000 helps municipalities and eligible partners in Ontario, Nova Scotia, Prince Edward Island, Saskatchewan and Yukon design climate-resilience additions to existing home-upgrade financing. Nova Scotia is limited to flood measures.
Ez a lehetőség jelenleg angolul érhető el.
The Green Municipal Fund’s (GMF) Residential Resilience Financing design-study grant helps programme administrators work out how to finance home improvements against climate hazards. The applicant receives money for designing the programme; homeowners would access financing through the resulting local programme.
The grant covers up to 80% of eligible study costs, capped at CAD 150,000. Up to 90% is available for studies meeting the Program Excellence criteria: a strategy integrating reconciliation with Indigenous peoples, anti-racism, equity and inclusion, plus at least one of inclusive engagement or Build Back Better. Inclusive engagement means reducing barriers and involving underrepresented groups in decisions. Build Back Better involves working with insurers on helping households add resilience improvements when recovering from damage.
The intended model is Property Assessed Clean Energy (PACE), under which homeowners repay upgrade financing through their property-tax bills. GMF may consider another model case by case, so discuss it before proceeding.
Eligibility
The participating municipality and programme must be in Ontario, Nova Scotia, Prince Edward Island, Saskatchewan or Yukon, with legislation permitting PACE financing for resilience measures. Nova Scotia programmes can address flood-related resilience only. Applicants must confirm their legal authority to administer or participate in the financing programme.
Municipalities and organizations partnering with them can apply, including municipal corporations, organizations delivering municipal services and nonprofits. For-profit applicants are excluded. An existing, under-development or previously designed municipal financing programme for home energy upgrades is required; it may have been funded by GMF or another source. This study expands that foundation to include adaptation.
The programme must finance improvements to existing low-rise homes, such as detached, semi-detached and row houses. Outside Nova Scotia’s flood-only restriction, it must address at least one of rain/flooding, extreme heat, severe weather such as wind or hail, wildfire or drought. Define the eligible measures and how household vulnerability will be assessed. Pilot programmes, new-construction programmes, incentive-only offers without financing, exclusively non-residential programmes and programmes without municipal participation are excluded.
The study must define its target households and area, justify the chosen hazards using a community technical hazard assessment, and set financing terms, delivery arrangements, expected homeowner participation, money for lending and running the programme, eligible retrofit measures and risk controls. It must also explain how energy and resilience financing will be distinguished, document stakeholder and rights-holder engagement or a plan for it, and plan monitoring and evaluation. The study must assess how energy-efficiency operations will continue alongside resilience upgrades, and how the expanded programme will remain financially sustainable and reach more households.
How to apply
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Use the readiness check and contact GMF at gmfinfo@fcm.ca or 1-877-417-0550 to discuss your project’s eligibility and obtain the application form and project workbook. Once your package is ready, ask GMF for a unique link to upload it.
Include the application, workbook, team chart and résumés, and evidence of municipal support: a council resolution or a support letter signed by the mayor on council’s behalf, chief administrative officer or city manager. Include letters for confirmed funding sources showing cash, staff time or donated goods/services, and explain any unconfirmed sources. A letter confirming provincial or territorial consultation is also required. Municipal-partner applicants additionally need incorporation documents, a signed agreement with the participating municipalities, a chief executive’s commitment letter evidencing board support, and a diagram of the organization’s corporate structure.
Costs incurred before GMF receives the application are generally excluded. The exception is up to CAD 5,000 for writing the application and workbook within the preceding 90 days. Review the guide’s eligible-cost table when preparing the budget. Professional and technical consultancy costs can qualify, but engineering, audit or feasibility studies receiving or promised grants or contributions from another Government of Canada programme are excluded. Record partner staff time that will not be reimbursed as an in-kind contribution in the workbook’s ineligible-cost column; it cannot be claimed as funded expenditure. Successful applicants enter a funding agreement specifying payment and reporting requirements.