Green business loan
A loan for businesses and farms investing in energy upgrades, with an interest discount of up to 0.5% for the loan term.
Questa opportunità è attualmente disponibile in inglese.
Finance solar panels, heat pumps, water-based heating or improvements to existing buildings such as replacement windows and added insulation.
You borrow money from Luster Sparebank and repay the loan over time. The bank offers an interest discount of up to 0.5% throughout the loan term; your business interest rate is quoted by the bank.
The general lending tariff lists establishment fees of NOK 1,000 for loans below NOK 500,000, NOK 1,500 for NOK 500,000–1,000,000 and NOK 2,000 above NOK 1,000,000, plus a NOK 750 collateral administration fee. Each repayment-period fee is NOK 60 for automatic debit without a message, NOK 85 with a message or NOK 110 for giro payment. A change to an existing loan costs NOK 500.
Eligibility
- Businesses and farms can seek financing; the bank accepts customers throughout Norway.
- Loan terms depend on the business’s ability to repay and the value of available collateral. Security is normally tied to the asset being financed.
- The bank follows established green business loan standards where they exist and assesses whether your planned measures qualify.
- You must check whether Enova, the municipality or another organization can provide support. Any subsidy received must be used to repay the loan, reducing the amount you still owe.
How to apply
- Stato
- Aperto continuamente
- Restrizioni del bando
- New business customers can request financing through the bank’s customer form; lending is subject to assessment.
New customers can use Luster Sparebank’s business customer form and select “Finansiering” to request financing. Discuss your planned energy investment and green-loan qualification with a bank adviser; the bank quotes the business lending rate and assesses repayment capacity and collateral.