Green Choice Home Loan
Borrow CAD 3,500–50,000 for energy-efficient improvements to your home, including insulation, solar equipment and heat pumps.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
OMISTA provides a personal loan that you repay over one to five years. You can make extra payments at any time, for any amount and as often as you wish, or repay the loan early without a penalty.
The published interest rate is OMISTA Prime plus one percentage point, based on a minimum CAD 3,500 loan for a five-year term. OMISTA Prime is the lender’s variable annual rate for Canadian dollar loans: your loan’s interest rate changes whenever that rate changes. Published rates can change without notice.
Eligibility
You must make energy-efficient upgrades to your home and receive OMISTA’s credit approval. OMISTA also assesses whether the project and conversion type qualify for financing.
The partner’s published examples include insulation, solar equipment, geothermal energy, heat pumps or mini splits, ENERGY STAR windows or doors, ENERGY STAR appliances, heat-recovery ventilation, and conversions from oil or electric boilers or furnaces to propane. Each project remains subject to OMISTA’s assessment.
A Certified Energy Advisor’s report is recommended if you need help choosing upgrades; it is not presented as a requirement for the loan.
How to apply
- Status
- Løpende søknader
- Vilkår for søknadsrunden
- Subject to OMISTA credit approval and assessment of the proposed home upgrade.
Get a quote for the proposed work, then consult OMISTA to assess your project’s eligibility. Book a personal-banking appointment through OMISTA’s booking page or call 506.858.7206. Appointments can be virtual or in person; select your nearest branch and the service you want to discuss. New customers can also use the appointment, telephone or branch routes to become members.