Green microloan for business
Businesses can borrow without collateral to buy solar panels, wind turbines, batteries or electric car charging stations.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
Use this loan to buy renewable-energy equipment or provide electric car charging for customers and employees. This entry covers the loan route without an ILTE portfolio guarantee, with borrowing up to €40,000 and a term of up to seven years.
SEB advertises interest starting at 2.9% plus three-month EURIBOR, a euro interest-rate benchmark. The annual interest rate is agreed with the bank.
The published loan-granting administration fee starts at 0.6% of the loan amount, with a €500 minimum. The commitment fee starts at 0.7% of the amount you have not drawn down. Early repayment costs at least 1% of the amount repaid early, depending on the loan term. Credit project analysis and assessment, or a bank certification or approval, costs 50% of the administration fee with a €300 minimum; this is included in the relevant administration fee if you sign a credit agreement.
Eligibility
- The offer is for businesses buying solar panels, wind turbines, batteries or electric car charging stations.
- The route described here provides up to €40,000 without collateral and without an ILTE portfolio guarantee.
- You can begin the application process as an existing SEB business customer or as a business without a SEB account.
How to apply
- Status
- Datoer ikke kunngjort
Use “Submit application” on SEB Lithuania’s green microloan product page and choose the route for your business customer status. You can also request a business consultation and select “Financing / leasing”.
Submit a completed loan application, your latest annual report with a breakdown of balance-sheet and profit-and-loss account items, and a technical project.