Green business loan
Loans of €10,000–€150,000 for active businesses investing in solar panels, energy-efficient equipment and other environmental improvements.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
Use the loan for solar panels, energy-efficient equipment, circular-economy investments that keep resources in use, or new business technology that reduces environmental impact.
You borrow the money from BPB and repay it over an agreed term of up to 180 months. The product offers equal monthly instalments or repayment in tranches. BPB provides pre-contractual information before you sign; the contract sets the interest rate, administration fees and repayment schedule.
BPB releases funds after approval, the required security and documents are in place, and all parties have signed. You must use the money for the approved investment and provide documents showing that use. BPB can require further conditions for undrawn portions and can refuse to release them.
Eligibility
- Your business must be active. The bank’s business-loan tariff requires at least six months of business experience for loans up to €15,000, and at least 12 months for larger loans.
- Provide valid identification, an employment contract or proof of regular income, and an investment plan explaining the loan’s purpose.
- A co-borrower is required for borrowing above €5,000, so this applies to every loan in the product’s €10,000–€150,000 range. They take on the same loan obligations and must pay if you fall behind or breach the agreement. A guarantor is also required above €10,000.
- Provide collateral documents for loans above €15,000 and mortgage documents above €20,000. Collateral is property or other assets securing repayment. If BPB requires insurance of those assets, the policy must meet its requirements and record its interest; BPB has rights to compensation for their loss or damage. If you do not provide insurance proof after notice, BPB may arrange it and add the premium to your loan balance.
- Maintain an account at BPB, repay through the designated account under the agreed plan, obtain the legally required permits, and allow BPB to monitor use of the loan. You cover applicable loan costs, including security registration, valuation, notary and insurance costs, and collateral deregistration after repayment.
How to apply
- Status
- Løpende søknader
Apply through BPB’s online business-loan form for Green credit. Enter your business details, region, contact information and requested amount. You can also contact BPB on 038 620 620 or 0800 50000, or visit a branch.
Provide the required identity, income, investment-plan and security documentation so BPB can assess the request and supply your pre-contractual loan terms.