Green loan for small and medium businesses
Loans for small and medium businesses investing in professional solar panels, energy-saving buildings, green equipment or hybrid and electric vehicles.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
You can finance photovoltaic panels for professional use, water collection and rainwater harvesting equipment, building improvements such as insulation and LED lighting, and hybrid or electric vehicles.
This is money your business borrows and must repay. Financing starts at MUR 500,000 and can cover up to 100%, subject to the bank’s terms. Green projects can have repayment terms of up to 12 years; hybrid and electric vehicles have terms of 5–7 years. Flexible repayment with options for a repayment pause is available.
The offer provides a 50% processing-fee discount. Separately, the general SME financing tariff lists processing fees in Mauritian rupees at 1% of the credit amount, with a MUR 3,000 minimum and MUR 50,000 maximum. For foreign-currency credit, it lists 1% with a MUR 2,500 minimum. A commitment fee of 1% applies to the credit amount that has not yet been paid out. Early repayment fees depend on the arrangement agreed with the bank.
Application-related survey, search, asset-certificate and similar costs are charged upfront, even if your application is declined.
Eligibility
- This is an SME banking offer for business green investments. Solar panels must be for professional use.
- The bank decides whether to approve or decline credit and may consult your borrowing history at the Mauritius Credit Information Bureau.
- Give true and complete application information, provide truthful documents and show the bank originals or certified copies. The bank may request further information for its checks; failing to provide it within a reasonable time can lead to your application being treated as withdrawn.
- Tell the bank in writing about subsequent credit applications or credit granted by other lenders. Inform the bank and any guarantors immediately if you cannot pay an instalment to this bank or another lender, or your financial circumstances change materially.
- Immediately tell the bank in writing if information supplied for your application changes.
How to apply
- Status
- Løpende søknader
- Vilkår for søknadsrunden
- Call +230 207 1000 to book an appointment with a Relationship Manager. Credit is subject to bank assessment.
Call BCP Bank (Mauritius) on +230 207 1000 to book an appointment with a Relationship Manager. The manager is the application contact for this loan. Supply the originals or certified copies and any additional information the bank requests for its assessment.