Energy loan for businesses and housing associations
Borrow for materials and work to improve energy efficiency or install renewable energy in a property owned by your business or housing association.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
The loan covers windows and doors with a U-value of 1.2 or lower, meaning the measure of heat passing through them must not exceed that threshold; attic, facade and roof insulation; ground, air and exhaust-air heat pumps; heat recovery and ventilation with heat recovery (FTX); and district heating or cooling.
You can also finance solar panels, solar thermal collectors, solar batteries, LED lighting including presence controls, and charging posts close to the property. Show invoices identifying the eligible work before the bank pays out the money. The bank requires no additional follow-up or reporting for this loan.
There is no set minimum or maximum loan. The bank sets the amount according to your needs, the property’s cash flow and borrowing relative to its value. Property mortgage deeds are usually required as security. Interest is priced individually, with fixed and variable rates available. You repay the borrowed principal on a schedule agreed with the bank.
Eligibility
Apply as a representative of the business or association that owns the property. All property types capable of energy-efficiency improvements can qualify. Consumers use other loan offers.
You must already be a bank customer or transfer the property financing to Markaryds Sparbank as part of the energy renovation. Both new and existing customers must pass the bank’s customer checks, which establish the purpose of the banking relationship and intended transactions. The bank also assesses your creditworthiness when you apply.
How to apply
- Status
- Løpende søknader
- Vilkår for søknadsrunden
- Existing customers or new customers transferring property finance; subject to customer checks and credit assessment.
Contact Markaryds Sparbank on 0433-754 00 to discuss the energy loan and submit your application. New business customers can use the same number to arrange switching banks. If you are not already a customer, the property financing must move to the bank with the energy renovation.