Energy loan for companies and housing associations
A loan for property-owning companies and housing associations to finance building energy improvements, heating upgrades, solar equipment and nearby charging points.
Denne finansieringsmuligheten er foreløpig beskrevet på engelsk.
Borrow for materials and labour for windows and doors, attic, façade or roof insulation, heat pumps using bedrock, ground, air, air-to-water or exhaust air, heat recovery and ventilation with heat recovery, district heating or cooling, solar photovoltaic panels, solar thermal collectors, solar batteries, LED lighting with presence controls, and charging points close to the property.
The bank sets the loan amount according to your needs, the property’s cash flow and its loan-to-value ratio (the borrowing compared with the property’s value). There is no fixed minimum or maximum. Security is usually provided through mortgage deeds on the property; the permitted loan-to-value ratio depends partly on the property type.
You pay individually priced interest, which can be fixed or variable, and repay the loan according to an agreement with the bank. Before the money is paid out, provide invoices specifying the eligible investment measures. The product requires no additional monitoring or reporting beyond that invoice requirement.
Eligibility
- Apply as a representative of the company or association that owns the property. The bank offers separate loans for consumers. All property types that can undergo energy improvements are covered.
- You must already be a bank customer or intend to move the property financing to Sörmlands Sparbank with the energy renovation. Both new and existing customers must pass the bank’s checks on the purpose of the customer relationship and intended transactions, as well as its credit assessment.
- Windows and doors must have a U-value of 1.1 or lower, a measure of how much heat passes through them. Charging points must be close to the property.
How to apply
- Status
- Løpende søknader
- Vilkår for søknadsrunden
- New customers must first become business customers; bank customer checks and credit assessment apply.
Apply through Sörmlands Sparbank’s business financing form under Loans in its internet bank or app, using unrestricted authority in the new internet bank. Describe your business’s financing needs. The bank obtains a UC credit report after submission and calls you to discuss financing.
New customers must first become business customers; the bank publishes routes for companies and housing associations. You can also apply by calling 0771-350 350.