be green invest loan and leasing
Loans or leasing for businesses investing in renewable electricity or replacing equipment with at least 25% better energy efficiency.
Deze mogelijkheid is momenteel in het Engels beschikbaar.
You can finance solar and wind installations or replace machinery, operating equipment and office equipment. The be green invest offer provides a loan or leasing arrangement with preferential interest terms, with a term of 2–25 years and either a fixed interest rate or a rate linked to a three-month indicator. It can be combined with public guarantees and environmental subsidies.
For an investment loan, you repay the money in regular instalments. You can pay a fixed amount of principal with interest paid separately, or combined principal-and-interest instalments whose amount changes when the interest rate changes.
With equipment leasing, your business pays instalments to use the equipment. Oberbank Leasing GmbH provides this financing.
Eligibility
Your business must pass Oberbank’s normal lending checks, including customer identification, sanctions and money-laundering checks. The adviser initially assesses sustainability; the Corporate & International Finance team makes the final classification, with unclear cases referred to a steering committee.
Replacement equipment must improve energy efficiency by at least 25%, measured in annual energy use, and a technically experienced person in your company must confirm this. Solar and wind projects must meet the framework’s EU Taxonomy substantial-contribution criteria: the technical tests for a significant contribution to the relevant environmental objective. Renewable-energy installations must have life-cycle greenhouse-gas emissions below 100 g CO₂ equivalent per kWh. The bank can request project-specific technical information.
The bank assesses your company’s core business and normally disregards a very small revenue share in a restricted sector. Restricted activities include nuclear power and specified nuclear materials/waste (with an exception for medical and quality-control equipment with a negligible, adequately shielded radioactive source); mining conflict minerals or blood diamonds; fisheries that fail recognised standards; trade or hunting involving protected species; and harmful, non-medical animal testing that is not legally required.
Restrictions also cover high-volume fracking, oil-sands extraction and new unconventional-oil infrastructure; coal extraction, production, power generation and new business with companies mainly trading coal; heavy weapons; destructive human-embryo research (excluding IVF); pornography production, sex tourism and brothels, and pornography distribution at the stated 10% turnover threshold. Only heavy weapons have a possible risk-board exemption for documented overriding national or supranational interests.
The bank excludes illegal addictive substances, unlicensed mining, prohibited or progressively banned harmful chemicals, controversial weapons and illegal gambling. Within a corporate group, other companies remain financeable when their own activities do not breach the exclusions.
The contract governs how the money is used throughout the financing term. You must immediately report any change in that use.
How to apply
- Status
- Doorlopend open
- Voorwaarden voor deze aanvraagronde
- Financing is subject to individual credit and sustainability assessment.
Book an appointment with Oberbank’s financing specialists through the public appointment form. Select an Austrian branch and enter your contact details and preferred meeting time; the adviser confirms it or suggests an alternative. The bank then assesses the financing and its sustainability classification.