Green Business Loan
A discounted term loan for businesses investing in renewable energy, low-emission transport or sustainable land and water use.
Deze mogelijkheid is momenteel in het Engels beschikbaar.
Use this loan to invest in assets or projects that improve environmental outcomes. The renewable-energy examples are solar energy, green hydrogen, and electricity grids and storage. Clean-transport examples are battery electric vehicles, plug-in hybrid electric vehicles, and electric or hydrogen infrastructure.
Sustainable land and water use examples include agriculture and horticulture, aquaculture, water-efficiency technology, effluent ponds, water storage and supply, irrigation, hydroponics and aquaponics. These are typical activities for assessment; your BNZ banker checks whether the specific funding purpose qualifies.
You borrow money and repay it with interest. The loan offers discounted pricing, a choice of floating or fixed interest rates, no maximum borrowing amount and a term of up to three years. BNZ tailors interest rates to your borrowing needs, including the term and amount. Once lending is approved, BNZ documents the pricing benefit and the associated green-loan requirements. Lending conditions and fees, including establishment fees, apply; your facility agreement sets out the applicable terms.
Eligibility
- BNZ provides application routes for small and start-up businesses, medium-large businesses and agribusiness customers. You can contact BNZ even if you are not already a customer.
- Your banker must check that the proposed use of the loan meets BNZ’s eligibility criteria. You must provide evidence of the funding purpose, such as invoices, consents, third-party certifications or purpose-specific documents.
- If your activity is not listed among the typical examples, contact BNZ to assess whether it qualifies. The categories can change, and BNZ may request further evidence or decline an application.
- Base lending terms and fees also apply. BNZ’s base term loan offers security through residential property or other assets; the security offered may affect the interest rate.
How to apply
- Status
- Doorlopend open
- Voorwaarden voor deze aanvraagronde
- Contact your BNZ relationship manager, or use the listed new-customer telephone routes. Lending approval and green-purpose eligibility checks apply.
Existing BNZ customers should contact their relationship manager. New small or start-up business customers can call 0800 269 763, Monday to Friday, 8:30am–5pm. New medium-large business and agribusiness customers can call 0800 273 916, Monday to Friday, 8:30am–5:30pm. Both routes close on public holidays.
BNZ checks the funding purpose and your supporting evidence. After lending approval, it documents the pricing benefits and Green Business Loan requirements.