Home energy upgrade loan
Borrow up to €70,000 for energy-efficient home improvements if you qualify for Savvi Credit Union membership.
Ta możliwość jest obecnie dostępna po angielsku.
Savvi lends you money to improve your home’s energy efficiency, which you repay with interest. The published variable interest rate is 5.5%, with a representative annual percentage rate (APR) of 5.64%, showing the annual cost of borrowing. For example, borrowing €25,000 over five years means 60 monthly repayments of €477.53 and a total of €28,651.74. This is an illustration, and loans are subject to approval.
Savvi offers a flexible repayment schedule and charges no early repayment fee. Missing repayments can affect your credit rating and future access to credit.
Your member account terms restrict withdrawals while you owe Savvi money, except where the credit union’s Rules and the Credit Union Acts permit them. Savvi can also use balances in your other Savvi accounts to pay amounts you owe, without giving notice.
Eligibility
You must qualify for Savvi membership and receive loan approval for energy-efficient improvements to your home.
- You can join if you live or work in its area, attend secondary school or college there, or work elsewhere for an employer whose head office is in the area. The area covers all of Dublin 2 and parts of Dublin 1 and Dublin 4 in the city centre and Docklands.
- Current ESB employees and ESB retirees can also join.
- A Savvi member’s partner, spouse, child or grandchild can qualify for membership.
Use Savvi’s address/Eircode checker with your home, workplace or place of study to check the local route. ESB employees can use the ESB headquarters address shown on the membership page.
How to apply
- Status
- Nabór ciągły
- Warunki naboru
- Savvi membership and loan approval are required.
- During current maintenance, online banking is unavailable outside Ireland and the UK; call Savvi on 01 6325100 for assistance.
Apply through your Savvi online banking account or the Savvi app if you are already a member. New applicants can complete the loan enquiry form so Savvi can contact them about membership and the loan.
During its current maintenance, Savvi says online banking is unavailable to members outside Ireland and the UK. If this affects you, call 01 6325100 for assistance.
Eligible new members can join through the app or collect a membership form at a branch. For the app, have a valid passport or driving licence, two address documents from the accepted list, and a document showing your Personal Public Service Number (PPSN). The address documents can be utility bills or bank statements dated within the last six months, or government-department correspondence dated within the last twelve months.