Non-residential energy renovation loan (263)

• Individuals, sole traders, freelancers, companies including municipal companies, nonprofits including churches, public-law bodies and other private-law partnerships or legal entities can apply. Foreign commercial companies are included. Majority state-owned entities qualify only for projects carrying out municipal tasks. Federal and state governments and their institutions, federally majority-owned entities and political parties are excluded. Municipal territorial authorities, their legally dependent enterprises and equivalent municipal associations use programme 264 instead.
• If you do not own the building, its owner must also be eligible and must be informed before you apply about the funding and maximum support amount. The bank receiving KfW refinancing may hold no more than 25% of the applicant company, directly or indirectly, throughout the loan term.
• The building must be in Germany and fall under the German Building Energy Act after renovation. Its original building application or notification must be at least five years old when you apply. Only listed historic buildings qualify for the Denkmal route.
• A first purchase must be within 12 months of formal acceptance of the renovation. Eligible renovation costs must be itemised in the purchase/developer contract or a separate cost schedule. The buyer is responsible for meeting the technical requirements. Splitting the purchase into land and renovation contracts is excluded where one contract could cover both and German developer-contract rules would apply.
• Gas-fired heat generators and their associated installation work are not funded. Where a municipality has made and published a decision that the site should connect to a heat network, this programme funds the qualifying network connection, not an individual heating system.
• Keep the building in non-residential use for at least ten years after completion. Tell a buyer about the funding, use obligation and prohibition on worsening energy performance. Report a change or abandonment of use, or demolition, promptly to KfW; support may be partly recovered.
• Residential letting, refinancing existing loans and extra finance for projects already started or finished are excluded. The transfer exclusions cover connected companies, transfers between companies and their shareholders or legally defined related persons, spouses/life partners, acquisition of own shares and arrangements circumventing these rules. Transfers within or resulting from a Betriebsaufspaltung are also excluded: this is an arrangement where one business provides assets essential to another's operations and the same person or people can control both, not simply any division of a business.
• If you do the work yourself rather than use a specialist firm, only directly related material costs qualify, with the energy expert confirming proper execution and costs. For company own-work projects, technically competent persons required to keep accounts under the German Commercial Code (HGB) can carry out eligible planning and construction work themselves, recording the costs as capitalised own work—work entered as an asset in the business accounts. Companies may also have eligible work carried out by qualified employees, their own trades or subsidiaries.
• You cannot combine this loan with BEG EM, the federal scheme for individual building improvements. After completing a project funded by this whole-building scheme, wait at least three years before applying to BEG EM. The reverse restriction also applies: after a BEG EM-funded project, wait three years before a new application to this scheme. The same costs cannot also receive support under the municipal climate-action directive, NKI cooling/air-conditioning support, KWKG combined heat and power support, EEG renewable-energy support, BEW heat-network support or the listed predecessor energy-building/heating schemes and fuel-cell grant. The predecessor schemes are CO₂-Gebäudesanierungsprogramm/EBS, Marktanreizprogramm (MAP), Anreizprogramm Energieeffizienz (APEE) and Heizungsoptimierung (HZO). Other combinations are possible, but public grants and debt-reduction subsidies for the same costs must not exceed 60%; report excess support to KfW, which reduces or recovers the excess. Interest subsidies, public guarantees and grants from legally independent private-law companies owned by German states, cities or municipalities are not counted in that calculation.

Estado

Aberto continuamente

Restrições da rodada

• Apply through a financing bank before the project starts, subject to the contractual exceptions explained below. Awards depend on available funds.

Appoint an independent energy-efficiency expert from the federal list for non-residential buildings. For listed historic buildings, use an expert listed in the Denkmal category. The expert plans the energy improvements and prepares the gewerbliche Bestätigung zum Antrag (gBzA), the technical confirmation needed for your application. Take it to a bank or savings bank, which applies to KfW for you.

For the NH route, check the official QNG certification information before applying. An application is permitted only once at least one accredited certification body has been published for your particular application case. KfW can revoke an automated approval issued before that prerequisite was met; you still need the QNG-PLUS certificate.

The application must reach KfW, not just your bank, before you sign construction supply/service contracts or a purchase/developer contract. Planning and advice may happen earlier. There are two routes for earlier contracts:

• A contract can make its effect dependent on KfW funding approval, using a suspensive or termination condition. This also works for purchase/developer contracts. Apply before on-site works or, for a purchase, before the first purchase payment.
• For construction supply/service contracts only, have a funding consultation with your financing partner or a financial intermediary before signing, recorded on form 6000004806, Nachweis eines Beratungsgesprächs. The application must still reach KfW before on-site work. This route does not cover purchase/developer contracts.

After completion, the expert prepares the gewerbliche Bestätigung nach Durchführung (gBnD), confirming the completed work and costs with an invoice list. Sign it and submit it through your bank; proof of proper use of funds must reach KfW within 54 months of loan approval. Pay eligible invoices without cash, retain the German-language invoices and payment evidence, and keep the required project records for ten years after approval. Funding depends on available public funds and is not a legal entitlement.