Greener Home Loan
Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.
Această oportunitate este disponibilă momentan în limba engleză.
This loan supports members investing in energy-efficient improvements to their homes. Examples include attic insulation, solar panels and heat-pump installation; the work must be completed by contractors on the SEAI register.
You repay the amount borrowed plus interest, over a term of up to ten years. You can increase your repayments. Payments can be made by direct debit or standing order, or in an office. Payroll deduction is also available if your employer participates in Ardee Credit Union’s scheme.
The product calculator displays a 6.5% Greener Loan rate. Its figures are an indicative guide rather than a binding offer; Ardee Credit Union directs applicants to its offices for up-to-date rates and offers.
Eligibility
- You must be a member of Ardee Credit Union. You can join if you live, work or study within its common-bond area, or live with a member. The common bond covers Ardee and has expanded to Collon, Louth Village, the Parish of Darver, Dromiskin and Duleek.
- There is no strict minimum membership period before applying. Ardee Credit Union assesses whether you can afford the repayments, including interest, for the whole loan term and still have enough to live on. You do not need savings equal to 25% of the proposed loan.
- The home energy improvements must be completed by SEAI-registered contractors.
How to apply
- Statut
- Deschis continuu
- Condițiile sesiunii de finanțare
- Membership and affordability assessment required.[^c6][^c7][^c3]
If you are not yet a member, join online or in an office with valid identification and proof of address. Members can start their loan application in an office, by calling 041-6853453, or online after registering for online access.
Provide your three most recent months of bank statements and, where applicable, credit-card and mortgage statements. Income evidence depends on your situation: three recent payslips if employed; your most recent accounts and latest tax returns, or a notice of self-assessment, if self-employed; three recent payment receipts for social welfare; or proof of pensions if retired.
You also need a driving licence or passport, proof of address such as a utility bill or bank statement dated within the last six months, and proof of your Personal Public Service number (PPSN), such as a medical card, payslip or P60.