Green loan
Loans for established businesses in France to cut resource use, adopt cleaner transport or invest in renewable energy, with matching bank finance.
Această oportunitate este disponibilă momentan în limba engleză.
Prêt Vert finances improvements that reduce the environmental impact of your business: more efficient use of energy, water and materials, circular production processes, zero-carbon mobility for staff and goods, and renewable energy. It can also support new products or services that protect the environment or reduce resource consumption, including reuse, longer product life and recycling.
Bpifrance lends €50,000–€5 million over 2–10 years. You repay the loan; repayment of the principal—the amount borrowed—can be deferred for up to two years. A bank must provide financing of the same amount alongside the Bpifrance loan.
Eligibility
- Your business must be in France or its overseas territories, have fewer than 5,000 employees and have operated for at least three years. Businesses operating under France’s micro-entreprise tax regime are excluded. This exclusion concerns how the business’s income is taxed.
- Your business must not be an “undertaking in difficulty” under the EU definition. This includes, for example, businesses in insolvency proceedings or meeting the legal conditions for creditors to initiate them, and businesses with an unrepaid rescue loan or an ongoing state-supported restructuring plan.
- Financial intermediation activities under French activity classification NAF K64 are excluded, except NAF 64-2 for company acquisitions. Property development and property dealing under NAF L68-1, L68-2 and F41-1 are excluded.
- Crop growing, animal production, hunting and related agricultural services classified under NAF A01 are excluded. Forestry and logging businesses classified under NAF A02 are excluded when their turnover is below €750,000, except forestry businesses under NAF 02.20Z and 02.40Z.
How to apply
- Statut
- Deschis continuu
Use the government Prêt Vert page to check your business’s eligibility with its SIRET establishment identification number, then express your interest using the form on that page. You receive a financing appointment with a Bpifrance adviser, and Bpifrance assesses your loan request. You must also arrange matching bank finance.