Energy support loan
Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.
Această oportunitate este disponibilă momentan în limba engleză.
The Enerji Destek Kredisi can pay for insulated windows, doors and roofs, external wall insulation, thermal insulation of the floors, walls and ceilings of your occupied home, efficient lighting, solar heating and hot-water systems, or solar panels generating electricity.
You repay the money borrowed with interest in monthly instalments, which can be equal, increase or decrease over time. The maximum repayment period is 36 months for loans up to TRY 125,000, 24 months for TRY 125,001–250,000, and 12 months for higher amounts.
The published example for TRY 100,000 over 36 months has monthly interest of 4.49%, monthly payments of TRY 6,707.13 and an annual total cost rate of 97.5378%. That annual rate includes interest, the allocation fee and taxes for the example. The example interest rate applies to customers who request an overdraft account with a limit at least as large as a loan instalment and take out life insurance. The life-insurance premium varies with age and loan amount.
Eligibility
This page covers individual customers financing home energy improvements. Property owners and tenants can use the loan.
The energy-efficiency spending document, pro forma invoice or original invoice must be dated no more than one week before the loan is used.
How to apply
- Statut
- Deschis continuu
- Condițiile sesiunii de finanțare
- Apply at a Halkbank branch with spending documentation dated no more than one week before the loan is used.[^c9]
- Halkbank may change terms or stop lending under the offer.[^c7]
Apply at your nearest Halkbank branch with the energy-efficiency spending document, pro forma invoice or original invoice. Its date must be within the week before the loan is used.
Halkbank may change the loan terms or stop making loans under the offer.