Energy loan
Borrow $500–$10,000 for energy-efficient home improvements as a LUSO Federal Credit Union member.
Această oportunitate este disponibilă momentan în limba engleză.
LUSO pays the loan funds directly to your vendor, and you must provide proof of purchase.
You repay the loan over a term of up to five years. There is a $95 processing fee. The rate table dated 11 October 2026 advertises interest as low as 10.250% and an annual percentage rate (APR) of 10.595%, calculated on a $5,000 loan. Its five-year payment example is $21.37 per $1,000 borrowed; these are advertised starting rates, not a guaranteed rate for every borrower.
Eligibility
You must be a credit union member. You can join if you live, work, worship or attend school in Hampden County, Massachusetts, or if you are a relative of a current LUSO member. New members gain access to lending services.
The loan is for energy-efficient home enhancements, and proof of purchase is required.
How to apply
- Statut
- Deschis continuu
- Condițiile sesiunii de finanțare
- Credit union membership and proof of purchase are required; funds are payable directly to the vendor.[^c5][^c4]
Use LUSO’s consumer loan application or call (844) 587-6328 to contact a lending specialist about the Energy Loan. If you are joining first, use the credit union’s membership route. Provide proof of purchase; LUSO makes the funds payable directly to the vendor.