Handschlag-Hypothek
Borrow up to CHF 75,000 for energy improvements to your own home if you are from Schwyz and already have financing with SZKB.
Beskrivningen av den här finansieringen finns för närvarande på engelska.
Finance insulation, replacement windows, a heating system, solar photovoltaic panels or an electric-vehicle charging connection at your own property. The investment must serve a sustainable purpose.
SZKB lends you the money for a fixed term of two to ten years. There is no minimum loan amount and the maximum is CHF 75,000. You contribute 20% in your own funds. The first year is interest-free; afterwards the interest rate is 0.50%. The rate is fixed for the term.
You repay part of the loan directly each year: the borrowed amount divided by the chosen number of years. You can make additional repayments or repay the loan early at any time without fees. The loan cannot be extended.
The loan is secured by a guarantee from the Canton of Schwyz guarantee fund. SZKB pays the guarantee commission and all other fees.
Eligibility
- You must be from Schwyz and already have financing with SZKB.
- You must own the property being improved, and the investment must serve a sustainable purpose through one of the listed measures.
- You must provide 20% in your own funds.
How to apply
- Status
- Öppet löpande
- Villkor för ansökningsomgången
- For Schwyz applicants with existing SZKB financing; adviser agreement precedes the online request.[^c2][^c8]
Speak to your SZKB customer adviser first. Once the bank has agreed during the consultation, submit your individual financing request through the online Handschlag-Hypothek application. You can contact SZKB on +41 58 800 20 20 or kundencenter@szkb.ch.
For a new agreement, the term begins at the start of the month after next following your application.