Business electric-car leasing
Leasing for businesses buying battery-electric cars, with a published interest rate of 1.45% plus Euribor.
Beskrivningen av den här finansieringen finns för närvarande på engelska.
You make payments during the lease period. Choose a financial lease if you want to own the car at the end of the lease. With an operating lease, SEB buys the car and lets you use it for the agreed period before returning it. The minimum financed amount is €5,000 and the lease can last up to seven years.
The base electric-car interest rate is 1.45% plus Euribor. Euribor is a variable interest rate, so the total rate can change. The contract fee starts at 1% of the car’s acquisition cost, with a minimum of €225.
For a business ending either type of lease early, the published default fee is 2.5% of the outstanding residual value, with a minimum of €225, unless the agreement says otherwise. That value includes unpaid instalments, any remaining VAT loan and the car’s residual value. VAT is added to the operating-lease termination fee. If you have agreed a fixed interest rate, an additional charge covers the lender’s costs from early repayment.
Eligibility
- The preferential offer is for battery-electric cars.
- You can start the application as an existing SEB business customer or without an existing SEB business account.
- For an operating lease, the car must be sold by an SEB partner. Return it in good condition, allowing for normal wear.
- The car needs both traffic insurance and vehicle-property insurance (casco). The insured amount must be at least the car’s market value.
How to apply
- Status
- Datum är inte publicerade
Submit a leasing application through SEB’s business vehicle-leasing page, selecting whether you already have an SEB business account. SEB states that it sends an offer within one to two working days. Sign the leasing agreement after a positive decision.