Green Loan
Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.
Beskrivningen av den här finansieringen finns för närvarande på engelska.
New Ross Credit Union lends money for qualifying work, which you repay with interest over the loan term. You must show that you can afford those repayments throughout the term.
The product has no hidden fees or penalties for early repayment. It does not qualify for an interest rebate if one is proposed at the annual general meeting. Missed repayments put your account into arrears and may damage your credit rating and future access to borrowing.
Eligibility
You must be a member and live or work within the credit union’s common-bond area:
- New Ross urban area; the parishes of New Ross, Cushinstown, Horeswood, Ramsgrange, Duncannon, Templetown and Ballycullane; within six miles of Templeudigan Catholic Church; or the dual-service Glenmore area.
- Bunclody town or the electoral divisions of Cranemore, Ballindaggan, Castledockrell, Kilrush, Kiltealy, Moyacomb, Newtownbarry, Rossard, St Mary’s and Tombrack.
Your work must improve your home’s energy rating or reduce your carbon footprint. The lender requires proof of the works and checks your ability to repay, including interest.
How to apply
- Status
- Öppet löpande
- Villkor för ansökningsomgången
- Join New Ross Credit Union before applying; membership is limited to its live/work common-bond area.
If you are not a member, join online or in a branch first. Membership requires separate proof of identity, residential address and your Personal Public Service number (PPSN). The Irish Public Service Card is not accepted for these checks. Joint and minor accounts must be opened through the office, rather than online.
Once you are a member, visit an office, call 051 421143, or apply online after registering for online banking. The credit union will discuss your needs and proceed with your loan application.
For the loan assessment, provide three months of bank statements, plus credit-card and mortgage statements where applicable. Employees need two recent payslips; self-employed applicants need their latest accounts and latest tax returns or a notice of self-assessment; applicants receiving social welfare need two recent payment receipts. Bring a driving licence or passport, proof of residential address dated within six months, and proof of PPSN.