Zelené úvěry na nemovitosti

Financujte energeticky účinnou budovu nebo zlepšení, například zateplení a solární panely. Některé úvěry vyžadují splnění energetických standardů předem, jiné financují jejich dosažení.

Příležitosti financování (359)

Granty a daňové úlevy

Úvěry a jiné financování

Residential building retrofit loan

KfWNěmeckoaž 150 tis. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

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Green property loan

HandelsbankenŠvédsko

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

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Green investment loan

SBABŠvédsko

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

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Green property loan

SEBŠvédsko

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

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Green property loan

SwedbankŠvédsko

Loans for companies owning or buying an energy-efficient property, with the property as security.

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Energy loan

SwedbankŠvédsko

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

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Energy saving loan

Nationaal WarmtefondsNizozemsko1–29 tis. EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

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Mijn VerbouwLening

Flemish GovernmentVlámsko

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

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Non-residential energy renovation loan (263)

KfWNěmecko

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

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Home energy loan

NordeaŠvédsko20–500 tis. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

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Home energy loan

SwedbankŠvédsko30–350 tis. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

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Home energy mortgage increase

SEBŠvédsko100 tis. SEK a více

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

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Home solar loan

SwedbankŠvédsko30–350 tis. SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

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Green mortgage

SEBŠvédsko

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

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Green mortgage

SwedbankŠvédsko

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

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Green mortgage

NordeaŠvédsko

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

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Green mortgage

Danske BankŠvédsko

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

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Green mortgage

SBABŠvédsko

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

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Green mortgage

NordeaNorsko

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

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Green mortgage

StabeloŠvédsko500 tis.–20 mil. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

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Green mortgage for households

HandelsbankenŠvédsko

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

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Green mortgage top-up loan

StabeloŠvédsko

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

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Green energy loan for your home

HandelsbankenŠvédskoaž 250 tis. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

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Energy renovation loan

NordeaFinsko15 tis. EUR a více

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

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Existing-home upgrade loan

HusbankenNorsko

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

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Green mortgage

DNBNorsko

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

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Green mortgage

KLP BankenNorsko

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

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Green mortgage

Storebrand BankNorsko

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

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Solar panel loan

Swedbank ASEstonsko3–30 tis. EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

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Solar panel loan

AS SEB PankEstonskoaž 40 tis. EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

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Home energy efficiency loan

Swedbank ASEstonsko20 tis. EUR a více

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

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Solar panel loan

Swedbank ASLotyšsko3–30 tis. EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

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Home energy-efficiency loan

Swedbank ASLotyšsko20 tis. EUR a více

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

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Green Home loan

AS SEB bankaLotyšsko

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

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Green loan for business

AS SEB bankaLotyšsko

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

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Home energy efficiency loan

SEB LithuaniaLitva500–40 tis. EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

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Green home loan

SEB LithuaniaLitva

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

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Green mortgage

HypoteketŠvédsko

A mortgage interest discount for households with a house or holiday home in energy class A or B.

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Green mortgage

Swedbank ABLitva20 tis. EUR a více

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

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Green home loan

AS SEB PankEstonsko15 tis. EUR a víceuzavírá se 31. 12. 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

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Energy home loan

Nordea DenmarkDánsko

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

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Green mortgage

Nordax BankŠvédsko150 tis. SEK a více

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

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Energy-saving loan

NordeaNorsko50 tis.–1 mil. NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

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Energy loan

ICA BankenŠvédsko20–600 tis. SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

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Green mortgage

Handelsbanken NorwayNorsko

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

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Greener Mortgage

Virgin Money UKSpojené království

A mortgage with more competitive pricing for buyers of new-build homes with a certified or predicted energy rating of A or B.

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Energy-efficient home mortgage

HSBC UKSpojené království

A mortgage with cashback on selected products for UK-resident buyers and homeowners purchasing or remortgaging an energy-efficient home.

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EcoSaver mortgage

Bank of IrelandIrsko

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

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Green mortgage

PTSBIrsko

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

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Green mortgage

Sparbanken SydŠvédsko

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

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Home energy improvement loan

Nykredit BankDánskoaž 500 tis. DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

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Energy loan

KBC BankBelgie1 tis. EUR a více

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

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Energy renovation loan

Belfius BankBelgie

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

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Green personal loan

AIBIrsko3–60 tis. EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

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Duurzaam Wonen

ASN BankNizozemsko2,5–30 tis. EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

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Green renovation loan

CrelanBelgie2,5–75 tis. EUR

An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.

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Sustainable home mortgage

Triodos BankNizozemsko

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

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Energy renovation loan

SäästöpankkiFinsko10 tis. EUR a více

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

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Household energy loan

Sparebanken NorgeNorskoaž 500 tis. NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

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Energy renovation loan

Danske BankFinsko

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

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Energy and climate protection loan

Lån & SparDánsko50–500 tis. DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

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Home energy improvement loan

AL SydbankDánskoaž 500 tis. DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

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Eco-renovation loan

BeobankBelgie1,3–50 tis. EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

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Green home improvement loan

ArgentaNizozemskoaž 35 tis. EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

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Energy renovation loan

CommerzbankNěmecko1,5–100 tis. EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

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Renewable-energy loan

Banco BPIPortugalsko1 tis. EUR a více

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

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Green mortgage

BPER BancaItálie

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

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Home energy renovation loan

Banco SantanderŠpanělskoaž 100 tis. EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

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MaPrimeRénov’ advance loan

Crédit MutuelFrancieuzavírá se 31. 12. 2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

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Mortgage Energy

UBS SwitzerlandŠvýcarsko25 tis. CHF a více

A fixed-rate mortgage from CHF 25,000 for replacing oil or gas heating with renewable heating, or installing solar collectors or solar electricity panels on Swiss residential property, with no processing fee.

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Green housing loan

Nova Ljubljanska bankaSlovinsko

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

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Home energy efficiency loan

CitadeleLotyšsko1–30 tis. EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

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Green housing loan

Bank of CyprusKypr

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

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Casa Ta Verde

Raiffeisen Bank RomaniaRumunsko

A mortgage for individuals buying a home with an eligible energy-performance certificate or RoGBC Green Homes certification.

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Green energy consumer loan

Libra Internet BankRumunsko10–150 tis. RON

A consumer loan for Romanian residents to install clean-energy equipment, renovate an existing building or buy an electric passenger vehicle.

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Green mortgage

Sparebanken NorgeNorsko

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

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Tulevaisuuslaina

POP PankkiFinsko

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

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Green mortgage

ÍslandsbankiIsland

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

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Green loan

CANA Credit UnionIrskoaž 100 tis. EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

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Go Green Loans

Kilmallock Credit UnionIrskoaž 100 tis. EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

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Green loan

Croí Laighean Credit UnionIrskoaž 100 tis. EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

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Greenify loan

Core Credit UnionIrskoaž 75 tis. EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

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Go Green Loan

Malahide Credit UnionIrsko10–100 tis. EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

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Green loan

St. Francis Credit UnionIrsko

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

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Greenify loan

Cara Credit UnionIrskoaž 100 tis. EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

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Green loan

Letterkenny Credit UnionIrskoaž 80 tis. EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

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Green Loan

New Ross Credit UnionIrsko

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

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Green loan

Journi Credit UnionIrsko

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

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Home energy equipment loan

CitadeleLitva1–35 tis. EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

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Energy loan

Sparbanken AlingsåsŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

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Household energy loan

Sparbanken TanumŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

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Business energy loan

Sparbanken TanumŠvédsko

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

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Business energy loan

Sparbanken SkaraborgŠvédsko

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

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Energy loan

Sparbanken SydŠvédsko

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

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Habitat Verde

BRDRumunsko

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

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Household energy loan

Sörmlands SparbankŠvédsko30–350 tis. SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

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Home energy loan

Ulricehamns SparbankŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

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Home energy loan

Varbergs SparbankŠvédsko30–350 tis. SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

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Home energy loan

Roslagens SparbankŠvédsko30–350 tis. SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

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Green personal loan

Findomestic BancaItálie1–100 tis. EURuzavírá se 5. 11. 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

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Eco-responsible home renovation loan

CetelemFrancie4–75 tis. EUR

A fixed-rate personal loan for individuals planning home energy improvements, including insulation, solar panels and more efficient heating.

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Personal green loan

PrestipayItálie5–50 tis. EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

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Energy renovation personal loan

CofidisFrancie6,5–40 tis. EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

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Green loan

Life Credit UnionIrskoaž 100 tis. EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

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Green loan

Capital Credit UnionIrsko

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

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Green loan

South Manchester Credit UnionAnglie500–15 tis. GBP

Borrow for home energy improvements, solar equipment or greener transport if you live or work within the South Manchester credit union’s membership area.

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Photovoltaic installation loan

WIBankNěmecko10–50 tis. EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

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Energy-saving renovation loan

LCLFrancie3–50 tis. EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

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Ecological renovation loan

ArgentaBelgie1,3–125 tis. EUR

Borrow for energy-saving home renovations where ecological work accounts for more than half of the project cost.

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Energy renovation personal loan

Crédit AgricoleFrancie

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

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Green renovation loan

vdk bankBelgie2,5 tis. EUR a více

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

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Energy renovation property loan

SGFrancie1,6 tis. EUR a více

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

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Mortgage for an energy-efficient home

UBBBulharsko

Borrow to buy or refinance an energy-efficient home, with an interest-rate reduction when its energy certificate meets UBB’s requirements.

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Green home renovation loan

VÚBSlovensko500–50 tis. EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

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Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Maďarskoaž 130 mil. HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

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Energy loan

SBABŠvédsko30–500 tis. SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

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Kilowattlånet

SBABŠvédsko

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

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Sustainability loan

JAK MedlemsbankŠvédsko20–250 tis. SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

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Green energy loan

Ørskog SparebankNorskoaž 500 tis. NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

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Home energy loan

Middelfart SparekasseDánskoaž 250 tis. DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

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Energy home loan

Sparekassen KronjyllandDánsko

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

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Green loan

Ballina Credit UnionIrsko

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

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Energy loan

Rise SparekasseDánskoaž 150 tis. DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

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Home energy loan

Dragsholm SparekasseDánsko

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

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Efficient home loan

UnicajaŠpanělsko6–60 tis. EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

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Vivienda +Sostenible

IbercajaŠpanělskoaž 60 tis. EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

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Home solar-panel loan

Fiare Banca EticaŠpanělsko5–20 tis. EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

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Greener Home Loan

Ardee Credit UnionIrskoaž 50 tis. EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

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Green Loan

Drogheda Credit UnionIrsko2–75 tis. EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

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Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugalsko5 tis. EUR a víceuzavírá se 31. 1. 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

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Energy loan

Sparbanken NordŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

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Home energy loan

Sala SparbankŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

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Energy loan

Skurups SparbankŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

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Solar loan

Falkenbergs SparbankŠvédsko30–350 tis. SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

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Energy loan

Lollands BankDánskoaž 250 tis. DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

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Green mortgage for a new home

CIB BankMaďarsko1 mil. HUF a více

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

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Home energy loan

Sparbanken LidköpingŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

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Energy loan

Sparbanken MälardalenŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

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Home energy loan

Sparbanken GöingeŠvédsko30–350 tis. SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

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Solar loan

Sparbanken LidköpingŠvédsko30–350 tis. SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

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Solar loan

Leksands SparbankŠvédsko30–350 tis. SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

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Solar loan

Westra Wermlands SparbankŠvédsko30–350 tis. SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

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Solar loan

Sparbanken MälardalenŠvédsko30–350 tis. SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

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Expresso Green

BRDRumunsko2–250 tis. RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

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Green consumer loan

NLB BankaSeverní Makedonieaž 2 mil. MKD

Borrow for solar systems or home insulation if you receive your salary or pension through NLB Banka in North Macedonia.

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Green loan for the home

Alpha BankŘecko1,5–30 tis. EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

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Solar loan

Laholms SparbankŠvédsko30–350 tis. SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

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Green loan

National Bank of GreeceŘeckoaž 30 tis. EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

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Solar loan

Orusts SparbankŠvédsko30–350 tis. SEK

Borrow without collateral to install solar panels from a supplier of your choice.

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Solar loan

Dalslands SparbankŠvédsko30–350 tis. SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

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Green consumer loan

Piraeus BankŘecko1,5–20 tis. EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

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Home energy improvement loan

Betri BankiFaerské ostrovy30–500 tis. DKK

Borrow for insulation, roof or window replacement, renewable heating and other energy-saving improvements to your home.

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Green mortgage

Orkla SparebankNorsko

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

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Energipuljen loans

Sparekassen BallingDánsko

Borrow for home energy improvements or an electric or hybrid car if you bring your banking relationship to Sparekassen Balling.

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Business energy loan

Tjörns SparbankŠvédsko

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

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GEFF home energy renovation loan

NLB BankaČerná Horaaž 50 tis. EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

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Building energy-efficiency loan

KutxabankŠpanělsko

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

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Solar-panel loan

Sparbanken i EnköpingŠvédsko30–350 tis. SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

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Solar-panel loan

Sparbanken BlekingeŠvédsko30–350 tis. SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

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Green mortgage

Sparbanken MälardalenŠvédsko

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

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Green mortgage

Sparbanken SpiraŠvédsko

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

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Green mortgage

Sparbanken SkåneŠvédsko

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

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Green mortgage

Sparbanken BokenŠvédsko

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

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Household energy loan

MedMera BankŠvédsko15–600 tis. SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

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Handschlag-Hypothek

Schwyzer KantonalbankŠvýcarskoaž 75 tis. CHF

Borrow up to CHF 75,000 for energy improvements to your own home if you are from Schwyz and already have financing with SZKB.

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Green credit

Zuger KantonalbankŠvýcarsko10–75 tis. CHF

An interest-free, unsecured loan for homeowners in the economic region Zug to replace oil or gas heating with a heat pump or install solar panels.

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Sustainability mortgage

Basler KantonalbankŠvýcarsko10 tis.–1 mil. CHF

Private customers can borrow for an energy-efficient property or eligible renovation and solar installations, with a discount on the fixed mortgage interest rate.

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Umwelt-Bonus

Obwaldner KantonalbankŠvýcarsko50 tis. CHF a více

Mortgage interest reductions and help with energy-certificate costs for owners renovating residential buildings or financing a qualifying new home.

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Sustainability mortgage

Glarner KantonalbankŠvýcarsko25–500 tis. CHF

A discounted mortgage for private and business borrowers renovating façades, insulation, roofs or windows to improve their building’s energy performance.

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RenovaPlus mortgage

Nidwaldner KantonalbankŠvýcarsko20–100 tis. CHF

Borrow CHF 20,000–100,000 for energy-efficiency renovations to your mortgaged property, with a guaranteed discount from the variable mortgage rate.

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Sustainability mortgage

Bank ClerŠvýcarsko10 tis.–1 mil. CHF

A fixed-rate mortgage with an interest discount for private energy-efficient properties, qualifying renovations and solar installations.

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RegioEco-Kredit

Regiobank Solothurn AGŠvýcarsko10–50 tis. CHF

Interest-free borrowing for private homeowners installing solar panels or replacing fossil heating with a heat pump in a house financed by Regiobank.

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Eco mortgage

Bank BSUŠvýcarsko100–750 tis. CHF

An individual mortgage interest discount and up to CHF 1,000 towards energy certification for an efficient home you occupy as your main residence.

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Sustainable mortgage

acrevisŠvýcarsko

A five-year mortgage interest discount for single-family homes and condominium apartments with qualifying energy construction or renovation work.

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Energy support loan

HalkbankTurecko

Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.

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Green additional borrowing

Coventry Building SocietySpojené královstvíaž 25 tis. GBP

Borrow up to £25,000 for insulation, solar panels or other home improvements if you already have an eligible mortgage, with at least half spent on energy efficiency.

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Green mortgage

Sparebanken ØstNorsko

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

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Green mortgage

Sparebanken NarvikNorsko

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

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Energy mortgage

Bank AveraŠvýcarsko25 tis. CHF a více

Borrow at a discounted interest rate to renovate a single-family or holiday home for better energy efficiency.

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Green mortgage

MelhusBankenNorsko

A mortgage for individuals who own or are buying an energy-efficient home rated A or B.

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Green loan

Commsave Credit UnionSpojené království100–25 tis. GBP

A loan for Commsave members making energy-efficient home improvements, with lower interest after proof of completed work.

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Green home-energy loan

No1 CopperPot Credit UnionSpojené království5–35 tis. GBP

Borrow £5,000–£35,000 for insulation, solar panels or other home-energy improvements if you work in the police and qualify for credit-union membership.

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Green loan

Scottish Police Credit UnionSpojené královstvíaž 25 tis. GBP

Borrow up to £25,000 for solar panels, better windows or other eco-friendly home improvements if you qualify for Scottish Police Credit Union membership.

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Green home improvement loan

Blues & Twos Credit UnionSpojené království5–7,5 tis. GBP

Borrow for insulation, solar panels and other home energy improvements if you are an employed homeowner eligible to join Blues & Twos through your job in North West England.

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Green home-improvement loan

Just Credit UnionSpojené království300 GBP a více

Borrow for home insulation, heating upgrades or solar equipment if you live or work in Just Credit Union’s local membership area.

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Green loan

Waterside Credit UnionSpojené království4–40 tis. GBP

Borrow £4,000–£40,000 for energy-efficient projects if you are an adult member of Waterside Credit Union, whose membership is open to people living or working in BT47 or BT48.

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Solar & Battery Plus

Sunsave EnergySpojené království

Finance a home solar panel and battery installation with no upfront payment, then repay monthly over 20 years with monitoring and maintenance included.

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Eco-sustainable home loan

Caja Rural CentralŠpanělskoaž 70 tis. EUR

A personal loan for energy-saving home improvements and renewable self-consumption equipment, with proof of how you will use the money.

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Grüner-Leben-Kredit

HYPO NOERakouskoaž 50 tis. EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

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S-Klimakredit

Kreissparkasse RavensburgNěmecko5–100 tis. EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

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Green loan

SWK BankNěmecko7,5–100 tis. EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

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Energy-saving loan

PSD Bank NordNěmeckoaž 75 tis. EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

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Climate renovation loan

Sparkasse HammNěmecko10–100 tis. EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

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Climate loan

Sparkasse KaiserslauternNěmecko5–50 tis. EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

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Climate loan

HarzsparkasseNěmecko

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

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Home energy transition loan

Gemeente RotterdamNizozemsko2,5–25 tis. EURuzavírá se 31. 12. 2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

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Future-proof home loan

Gemeente EdeNizozemsko2,5–30 tis. EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

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Woonlening

Gemeente Den HelderNizozemsko2,5–30 tis. EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

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Toekomstbestendig Wonen loan

Gemeente NijmegenNizozemsko2,5–35 tis. EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

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Sustainable home loan

Gemeente AmersfoortNizozemsko2,5–30 tis. EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

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Duurzaam Leven Lening Eigenaren

Gemeente RhedenNizozemsko2,5–25 tis. EUR

Borrow for insulation, solar panels and other energy-saving home improvements in Rheden if another lender has rejected financing for the same costs.

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Toekomstbestendig Wonen loan

Gemeente BeuningenNizozemsko2,5–35 tis. EUR

Borrow €2,500–€35,000 for energy improvements to your own home in Beuningen, with at least one energy-saving or energy-generation measure.

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Sustainable home loan

Gemeente RhenenNizozemsko2,5–30 tis. EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

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Toekomstbestendig Wonen loan

Gemeente VoorstNizozemsko2,5–35 tis. EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

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Toekomstbestendig Wonen loan

Municipality of BarneveldNizozemsko2,5–35 tis. EUR

Borrow for energy improvements to your owner-occupied home in Barneveld, with fixed interest and the option to include asbestos removal or adaptations for living at home longer.

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Green mortgage

Sparbanken NordŠvédsko

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

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