Solar loan
Loans for individuals financing solar panels at a home or business, with secured and unsecured options.
Denne finansieringsmulighed er i øjeblikket beskrevet på engelsk.
Use the loan to install solar panels at your home or business premises, including additional panels for business expansion.
With land-title collateral, the advertised limit is USD 30,000 or KHR 120 million over up to 72 months. The unsecured option advertises USD 100–6,000 or the equivalent in riel over up to 24 months. These website terms are illustrative and can change according to your profile and market conditions.
BNKC lends you money that you repay with interest. Interest is negotiated. For the unsecured option, BNKC lists annuity repayments, with equal scheduled payments, or declining repayments, where scheduled payments reduce over time.
Eligibility
For the secured option, you must have Khmer nationality, be aged 18–70 and have an occupation. Provide a hard title, soft title or hard-title receipt (L-Map) as collateral: the property title backs the loan. You need a valid Cambodian ID card or passport; a family book, residency book, birth certificate or birth-confirmation letter; and an income-and-expense report for the last three months. BNKC may require other documents.
For the unsecured option, you must be aged 18–60, hold a valid National ID card, have a permanent address in Cambodia and be employed or self-employed. Other terms and conditions apply.
Approval depends on BNKC’s credit assessment. You must provide accurate information; false or misleading details can lead to rejection.
How to apply
- Status
- Løbende ansøgning
- Vilkår for ansøgningsrunden
- Loan approval is subject to BNKC’s credit assessment.[^c8]
Visit a BNKC branch or call 023 213 900 for application assistance. You can also send a request through the online form and select Solar Loan. BNKC says its team will contact you within three business days after the form request. A website submission is an inquiry; it does not create a binding loan agreement.