Green property loans in Sweden

Loans for energy-efficient buildings and property improvements for companies and housing associations, plus mortgage interest discounts for households with qualifying homes.

Denne guide findes indtil videre på engelsk.

Handelsbanken’s Green Property Loan can finance new construction and energy improvements. The building must meet the applicable energy or environmental-certification criteria; energy class A or B is one of several qualifying routes.

SBAB’s Green Investment Loan finances improvements for property companies and housing associations.

Finansieringsmuligheder (66)

Green property loan

Handelsbanken

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

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Green investment loan

SBAB

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

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Green property loan

SEB

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

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Green property loan

Swedbank

Loans for companies owning or buying an energy-efficient property, with the property as security.

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Energy loan

Swedbank

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

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Home energy loan

Nordea20–500 t SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

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Home energy loan

Swedbank30–350 t SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

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Home energy mortgage increase

SEB100 t SEK og derover

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

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Home solar loan

Swedbank30–350 t SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

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Green mortgage

SEB

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

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Green mortgage

Swedbank

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

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Green mortgage

Nordea

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

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Green mortgage

Danske Bank

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

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Green mortgage

SBAB

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

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Green mortgage

Stabelo500 t–20 mio. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

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Green mortgage for households

Handelsbanken

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

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Green mortgage top-up loan

Stabelo

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

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Green energy loan for your home

Handelsbankenop til 250 t SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

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Green mortgage

Hypoteket

A mortgage interest discount for households with a house or holiday home in energy class A or B.

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Green mortgage

Nordax Bank150 t SEK og derover

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

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Energy loan

ICA Banken20–600 t SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

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Green mortgage

Sparbanken Syd

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

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Energy loan

Sparbanken Alingsås30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

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Household energy loan

Sparbanken Tanum30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

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Business energy loan

Sparbanken Tanum

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

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Business energy loan

Sparbanken Skaraborg

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

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Energy loan

Sparbanken Syd

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

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Household energy loan

Sörmlands Sparbank30–350 t SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

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Home energy loan

Ulricehamns Sparbank30–350 t SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

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Home energy loan

Varbergs Sparbank30–350 t SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

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Home energy loan

Roslagens Sparbank30–350 t SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

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Energy loan

SBAB30–500 t SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

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Kilowattlånet

SBAB

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

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Sustainability loan

JAK Medlemsbank20–250 t SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

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Energy loan

Sparbanken Nord30–350 t SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

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Home energy loan

Sala Sparbank30–350 t SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

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Energy loan

Skurups Sparbank30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

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Solar loan

Falkenbergs Sparbank30–350 t SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

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Home energy loan

Sparbanken Lidköping30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

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Energy loan

Sparbanken Mälardalen30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

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Home energy loan

Sparbanken Göinge30–350 t SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

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Solar loan

Sparbanken Lidköping30–350 t SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

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Solar loan

Leksands Sparbank30–350 t SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

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Solar loan

Westra Wermlands Sparbank30–350 t SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

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Solar loan

Sparbanken Mälardalen30–350 t SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

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Solar loan

Laholms Sparbank30–350 t SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

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Solar loan

Orusts Sparbank30–350 t SEK

Borrow without collateral to install solar panels from a supplier of your choice.

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Solar loan

Dalslands Sparbank30–350 t SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

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Business energy loan

Tjörns Sparbank

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

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Solar-panel loan

Sparbanken Blekinge30–350 t SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

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Green mortgage

Sparbanken Mälardalen

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

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Green mortgage

Sparbanken Spira

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

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Green mortgage

Sparbanken Skåne

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

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Green mortgage

Sparbanken Boken

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

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Household energy loan

MedMera Bank15–600 t SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

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