Home Energy Savings
Rebates and optional financing for a package of energy improvements to older homes served by Austin Energy.
Green property loans
Finance an energy-efficient building or borrow for improvements such as insulation and solar panels. Some loans require the building to meet energy standards already; others pay for the work to improve it.
Funding opportunities (66)
Grants and tax incentives
Loans and other finance
On-Bill Recovery Loan
Borrow USD 1,500–25,000 for eligible upgrades to an existing New York home and repay through your utility bill. Ownership, utility-account and energy-saving tests apply.
Smart Energy Loan
Borrow USD 1,500–25,000 for eligible energy upgrades to an existing New York home. Repay the unsecured loan monthly to the programme’s loan servicer.
Home energy loans
Unsecured loans for Maine property owners installing heat pumps or improving insulation and air sealing, with an income-based repayment option.
Alternative Energy Revolving Loan Program
Borrow up to $40,000 for solar, geothermal or other eligible alternative-energy systems in Montana, with energy-saving improvements included when installed alongside the system.
Dollar and Energy Saving Loans
Low-interest loans through Nebraska lenders for households, businesses and public bodies making qualifying energy-saving improvements.
Smart-E home-energy loan
An unsecured loan of up to $50,000 for Connecticut homeowners to install heat pumps, insulation, solar panels and other energy or resilience improvements.
Home Energy-Efficiency Loan
An unsecured loan for Delaware homeowners to pay for insulation, air sealing, efficient heating and other improvements that qualify for an Energize Delaware rebate.
Residential solar loan
Borrow $5,000–$50,000 to install a solar system you own at your Delaware home, subject to credit and project approval.
BeSMART Home Loan
Unsecured loans help Maryland homeowners finance insulation, efficient heating and appliances, with solar panels funded alongside energy-efficiency improvements.
Home Energy Loan
Unsecured loans for Michigan homeowners to improve insulation, heating, solar power and other qualifying home energy systems through authorised contractors.
State Energy Loan Program
Borrow up to $40,000 for energy improvements to a single-family home in Idaho, with real estate securing the loan.
Clean Energy Advantage DC Loan Program
Washington, DC residents can borrow $3,000–$35,000 for qualifying home energy improvements, using a participating contractor and applying before work starts.
GEM$ On-Bill Program
Finance new home solar panels, water heating or solar-energy storage if you are a low- to moderate-income homeowner or renter in Hawaii, and repay through your electric bill.
C-PACE commercial property finance
Finance energy-saving, renewable-energy and resilience improvements to Connecticut commercial properties, with repayments secured against the property.
Solar energy loan
Borrow to install solar panels on your Oklahoma home if you qualify for credit union membership and loan approval.
Solar loan
Borrow up to $75,000 for solar panels on a home you own, with the installed equipment securing the loan and Park View membership eligibility required.
Solar loan
Borrow for a home solar system, related roof repairs or a Tesla Powerwall if you qualify for credit union membership.
Solar loan
Borrow for home solar installation as an MIT FCU member in Massachusetts or New Hampshire, using an approved contractor.
Solar and battery storage loan
Borrow for a personal solar or home battery-storage project, with a filing against the equipment rather than a mortgage on your home.
GoGreen Home Energy Loan
Borrow for new home energy improvements in California, including insulation, heat pumps and purchased solar with battery storage, with up to 30% available for other improvements.
MySolar home solar loan
Borrow for home solar panels and related battery storage in Massachusetts and neighbouring states, with an interest-only first year.
Residential energy efficiency loan
Borrow for insulation, air sealing and approved home energy improvements in New Hampshire through the Home Energy Performance programme.
Energy Saver Loan
Borrow up to $35,000 for solar panels and other home energy upgrades as an eligible credit union member.
Secured solar loan
Borrow up to USD 75,000 for solar panels at home, with a property lien securing the loan and repayment terms up to 25 years.
Solar loan
Borrow up to $90,000 for solar energy with repayment terms of up to 15 years if you qualify for credit union membership.
GoGreen Home Energy Loan
An unsecured loan for California homeowners and renters who qualify for credit union membership, funding home energy upgrades and solar with battery storage.
Solar water heating loan
Borrow $5,000–$10,000 at 0% APR to install an approved solar water heater, with HFS membership and Hawaiʻi Energy approval required.
Efficiency home improvement loan
Borrow for insulation, weatherization or cold-climate heat pumps in your home as a credit-union member.
Solar loan
Borrow $5,000–$75,000 to buy and install new solar panels at your primary residence in Vermont.
Solar loan
A fixed-rate loan for home solar improvements for credit-union members living in Minnesota or Wisconsin.
PowerUp Lending Program
Loans for Go Energy members to improve home energy efficiency, install solar panels or add home EV charging, without needing home equity.
Solar loan
Fixed-rate loans for home solar installations and related energy improvements, for borrowers who meet Clearwater Credit Union’s Montana county membership requirements.
Energy efficiency loan
Borrow up to $50,000 without pledging your home for insulation, heat pumps and other home energy upgrades through Clearwater Credit Union.
Solar loan
Borrow USD 5,000–150,000 for a solar installation on an owner-occupied California property with up to four units.
Energy Efficient Loan
Borrow up to USD 30,000 for home energy improvements as an eligible credit-union member who owns a residential dwelling.
Energy efficiency loan
Borrow for insulation, solar panels and other energy-efficient home improvements as an eligible member of the UN community.
Energy efficiency loan
Borrow for heat pumps, insulation and other energy-saving improvements to an existing home receiving CAEC electricity service.
Energy Efficiency Loan
Borrow up to $40,000 without pledging collateral for home energy improvements, if you qualify for Heritage Family Credit Union membership.
Solar loan
Borrow $3,000–$100,000 for a resident-owned, grid-connected solar electricity system if you meet the Massachusetts borrower and credit union membership conditions.
Home solar loan
Borrow for a solar installation at a home you own in Vermont or New Hampshire, without using your home as collateral.
Energy efficiency loan
Borrow up to $50,000 for solar, heat pumps or other energy systems in a single-family home you own, with repayment terms up to seven years.
Energy loan
Borrow for solar panels, heat pumps, geothermal heating or home energy improvements if you qualify for OTIS membership through its Maine counties or immediate-family route.
Energy conservation loan
Borrow for heat pumps, insulation, efficient windows and other approved home energy improvements if you are an established Clay Electric residential member.
Green Energy Loan
Borrow up to US$75,000 for new home solar panels, with credit union membership required before the loan is paid out.
Solar loan
Borrow for residential solar panels in Wisconsin if you qualify for membership through health-care employment or immediate family.
Minneapolis Energy Efficiency Loan
A 0% APR loan helps income-eligible Minneapolis homeowners pay for insulation, efficient heating and other qualifying home energy upgrades.
Smart Energy Loan
Borrow for a qualifying heat pump water heater in your home if you are a Santee Cooper residential customer.
Energy loan
Borrow $500–$10,000 for energy-efficient home improvements as a LUSO Federal Credit Union member.
Personal solar loan
Borrow up to $40,000 for solar panels at home with no down payment required.
ezSolarLoan fixed-rate solar loan
Borrow $10,000–$80,000 for a home solar installation in Washington, Oregon or Idaho, with fixed monthly payments and financing that can cover the whole project.
Energy efficiency loans
Borrow for heat pumps, insulation, LED lighting or efficient appliances at an existing NAEC member property in northern Arkansas.
Energy Advance loan
Borrow for insulation, efficient electric heat pumps and other energy improvements to your home or business after at least 12 months of Berkeley Electric service.
Energy Resource Conservation Loan
Borrow for insulation, weatherproofing or efficient electric heating and cooling in an existing building you own and connect to Northwestern Electric Cooperative’s system.
Greenlight energy efficiency loan
Borrow $500–$10,000 for home improvements such as new windows and insulation as a Bellwether Community Credit Union member.
Solar panel home equity loan
Borrow against your home’s equity to buy and install a new solar panel system, with a fixed-rate loan for eligible credit union members.
Solar loan
Members can finance solar panels, batteries and installation with a fixed-rate loan without using their home’s equity.
Green Start unsecured energy efficiency loan
Borrow up to $20,000 for home energy upgrades, including heat pumps, insulation and solar panels, with an unsecured loan for eligible credit union members.
Residential Weatherization Program
Zero-interest loans for qualifying Idaho Falls Power customers to install insulation or replacement windows in electrically heated homes.
Energy Resource Conservation Loan
Borrow for insulation, windows, heat pumps and other energy-saving improvements to your home or business as a Mor-Gran-Sou Electric member.
Energy efficiency and heat pump loans
Active cooperative members can borrow for home insulation, electricity-saving improvements or an electric heat pump, with repayments billed monthly.
Heat-pump installation loan
Charles Mix Electric customers can borrow at 5% annual interest to install a new air-to-air or geothermal heat pump at home.
Solar and battery loan
Personal financing for solar panels and solar batteries for people eligible for MyPoint Credit Union membership through a San Diego or Riverside County connection or immediate family.
Residential Energy Conservation Program
Zero-interest borrowing for eligible residential owners with HG&E service to insulate their homes or seal air leaks and ducts.
Home Plus
Zero-interest financing for Westfield homeowners to install a whole-home heat pump and the home efficiency improvements required by their energy audit.
Zero-interest home energy loan
Owner-occupiers who are established SELCO customers can borrow at 0% interest for solar panels, batteries, replacement windows and doors, electrical service upgrades and EV charger installation.