Ayudas y préstamos para la rehabilitación energética

Financiación para mejorar el aislamiento, la calefacción y otros elementos que reducen el consumo energético de un edificio. Algunas ayudas cubren actuaciones concretas; otras, una rehabilitación integral.

Oportunidades de financiación (61)

Subvenciones e incentivos fiscales

Boiler Upgrade Scheme

OfgemInglaterra, GalesSubvención

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

En inglés

BEG municipal grant (464)

KfWAlemaniaSubvención

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

En inglés

Varmepumpepuljen

Danish Energy AgencyDinamarcaSubvencióncierra 30 nov 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

En inglés

Warmer Kiwi Homes

EECANueva ZelandaSubvención

Grants towards insulation and heat pumps for qualifying New Zealand homeowners who live in a home built before 2008.

En inglés

Warmer Homes Scotland

Scottish GovernmentEscociaSubvención

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

En inglés

Solar Homes hot water rebate

Solar VictoriaAustraliaReembolso

Homeowners living in their property in Victoria can get up to AUD 1,000 towards an eligible replacement heat-pump or solar hot-water system, or up to AUD 1,400 for an eligible locally made model.

En inglés

Coup de pouce Chauffage

French StateFranciaSubvención

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

En inglés

Home insulation subsidy

Gemeente DeventerPaíses BajosSubvenciónhasta 1,5 mil EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

En inglés

Préstamos y otra financiación

Residential building retrofit loan

KfWAlemaniaPréstamohasta 150 mil EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

En inglés

Green property loan

HandelsbankenSueciaPréstamo

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

En inglés

Green investment loan

SBABSueciaPréstamo

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

En inglés

Energy loan

SwedbankSueciaPréstamo

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

En inglés

Energy saving loan

Nationaal WarmtefondsPaíses BajosPréstamo1–29 mil EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

En inglés

Mijn VerbouwLening

Flemish GovernmentFlandesPréstamo

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

En inglés

Municipal energy-renovation loan (264)

KfWAlemaniaPréstamo

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

En inglés

Home energy loan

Commonwealth Bank of AustraliaAustraliaPréstamo4–50 mil AUD

Unsecured loans of A$4,000–50,000 for eligible home-energy upgrades, with discounted fixed or variable interest and a separate concession for eligible CommBank mortgage customers.

En inglés

Green mortgage top-up loan

StabeloSueciaPréstamo

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

En inglés

Green energy loan for your home

HandelsbankenSueciaPréstamohasta 250 mil SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

En inglés

Solar panel loan

Swedbank ASEstoniaPréstamo3–30 mil EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

En inglés

Solar panel loan

AS SEB PankEstoniaPréstamohasta 40 mil EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

En inglés

Home energy efficiency loan

Swedbank ASEstoniaPréstamo20 mil EUR y más

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

En inglés

Solar panel loan

Swedbank ASLetoniaPréstamo3–30 mil EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

En inglés

Home energy-efficiency loan

Swedbank ASLetoniaPréstamo20 mil EUR y más

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

En inglés

GEFF home energy renovation loan

NLB BankaMontenegroPréstamohasta 50 mil EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

En inglés

Future-proof home loan

Gemeente EdePaíses BajosPréstamo2,5–30 mil EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

En inglés