Avustuksia ja lainoja energiaremonttiin

Rahoitusta eristykseen, lämmityksen parantamiseen ja muihin rakennuksen energiankulutusta vähentäviin töihin. Osa rahoituksesta koskee yksittäisiä parannuksia, osa koko rakennuksen peruskorjausta.

Rahoitusmahdollisuudet (54)

Avustukset ja veroedut

Boiler Upgrade Scheme

OfgemEnglanti, WalesAvustus

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

Englanniksi

BEG municipal grant (464)

KfWSaksaAvustus

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Englanniksi

Varmepumpepuljen

Danish Energy AgencyTanskaAvustushaku päättyy 30.11.2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Englanniksi

Warmer Homes Scotland

Scottish GovernmentSkotlantiAvustus

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

Englanniksi

Coup de pouce Chauffage

French StateRanskaAvustus

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Englanniksi

Home insulation subsidy

Gemeente DeventerAlankomaatAvustusenintään 1,5 t. EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

Englanniksi

Lainat ja muu rahoitus

Residential building retrofit loan

KfWSaksaLainaenintään 150 t. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Englanniksi

Green property loan

HandelsbankenRuotsiLaina

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Englanniksi

Green investment loan

SBABRuotsiLaina

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Englanniksi

Energy loan

SwedbankRuotsiLaina

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Englanniksi

Energy saving loan

Nationaal WarmtefondsAlankomaatLaina1–29 t. EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

Englanniksi

Mijn VerbouwLening

Flemish GovernmentFlanderiLaina

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Englanniksi

Municipal energy-renovation loan (264)

KfWSaksaLaina

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

Englanniksi

Green mortgage top-up loan

StabeloRuotsiLaina

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Englanniksi

Green energy loan for your home

HandelsbankenRuotsiLainaenintään 250 t. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Englanniksi

Solar panel loan

Swedbank ASViroLaina3–30 t. EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

Englanniksi

Solar panel loan

AS SEB PankViroLainaenintään 40 t. EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

Englanniksi

Home energy efficiency loan

Swedbank ASViroLaina20 t. EUR ja enemmän

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

Englanniksi

Solar panel loan

Swedbank ASLatviaLaina3–30 t. EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

Englanniksi

Home energy-efficiency loan

Swedbank ASLatviaLaina20 t. EUR ja enemmän

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

Englanniksi

GEFF home energy renovation loan

NLB BankaMontenegroLainaenintään 50 t. EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

Englanniksi

Future-proof home loan

Gemeente EdeAlankomaatLaina2,5–30 t. EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

Englanniksi