Vihreät kiinteistölainat

Rahoita energiatehokas rakennus tai lainaa parannuksiin, kuten eristykseen ja aurinkopaneeleihin. Osa lainoista edellyttää, että rakennus jo täyttää energiavaatimukset. Toiset rahoittavat parannustyöt.

Rahoitusmahdollisuudet (130)

Green property loan

HandelsbankenRuotsi

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Englanniksi

Green investment loan

SBABRuotsi

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Englanniksi

Green property loan

SEBRuotsi

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

Englanniksi

Green property loan

SwedbankRuotsi

Loans for companies owning or buying an energy-efficient property, with the property as security.

Englanniksi

Energy loan

SwedbankRuotsi

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Englanniksi

Home energy loan

NordeaRuotsi20–500 t. SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

Englanniksi

Home energy loan

SwedbankRuotsi30–350 t. SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

Englanniksi

Home energy mortgage increase

SEBRuotsi100 t. SEK ja enemmän

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

Englanniksi

Home solar loan

SwedbankRuotsi30–350 t. SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

Englanniksi

Green mortgage

SEBRuotsi

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

Englanniksi

Green mortgage

SwedbankRuotsi

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

Englanniksi

Green mortgage

NordeaRuotsi

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

Englanniksi

Green mortgage

Danske BankRuotsi

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

Englanniksi

Green mortgage

SBABRuotsi

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

Englanniksi

Green mortgage

NordeaNorja

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

Englanniksi

Green mortgage

StabeloRuotsi500 t.–20 milj. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

Englanniksi

Green mortgage for households

HandelsbankenRuotsi

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

Englanniksi

Green mortgage top-up loan

StabeloRuotsi

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Englanniksi

Green energy loan for your home

HandelsbankenRuotsienintään 250 t. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Englanniksi

Energiaremonttilaina

NordeaSuomi15 t. EUR ja enemmän

Kotitaloudet, joiden kotiosoite on Suomessa, voivat hakea vakuudellista lainaa omakoti- tai paritalon energiaremonttiin edullisemmalla marginaalilla.

Existing-home upgrade loan

HusbankenNorja

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

Englanniksi

Green mortgage

DNBNorja

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

Englanniksi

Green mortgage

KLP BankenNorja

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

Englanniksi

Green mortgage

Storebrand BankNorja

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

Englanniksi

Green mortgage

HypoteketRuotsi

A mortgage interest discount for households with a house or holiday home in energy class A or B.

Englanniksi

Energy home loan

Nordea DenmarkTanska

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

Englanniksi

Green mortgage

Nordax BankRuotsi150 t. SEK ja enemmän

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

Englanniksi

Energy-saving loan

NordeaNorja50 t.–1 milj. NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

Englanniksi

Energy loan

ICA BankenRuotsi20–600 t. SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

Englanniksi

Green mortgage

Handelsbanken NorwayNorja

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

Englanniksi

Green mortgage

Sparbanken SydRuotsi

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

Englanniksi

Home energy improvement loan

Nykredit BankTanskaenintään 500 t. DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

Englanniksi

Energialaina

SäästöpankkiSuomi10 t. EUR ja enemmän

Vakuudellinen laina kotitalouksille kodin tai vapaa-ajan asunnon energiatehokkuuden parantamiseen tai oman taloyhtiön energiaremontin huoneistokohtaisen osuuden maksamiseen.

Household energy loan

Sparebanken NorgeNorjaenintään 500 t. NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

Englanniksi

Energiaremonttilaina

Danske BankSuomi

Kotitaloudet voivat hakea vakuudellista tai vakuudetonta lainaa oman kodin, vapaa-ajan asunnon tai sijoitusasunnon energiatehokkuutta parantaviin remontteihin.

Energy and climate protection loan

Lån & SparTanska50–500 t. DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

Englanniksi

Home energy improvement loan

AL SydbankTanskaenintään 500 t. DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

Englanniksi

Green mortgage

Sparebanken NorgeNorja

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

Englanniksi

Tulevaisuuslaina

POP PankkiSuomi

Laina yksityishenkilölle sähköauton hankintaan tai asuinkiinteistön energiatehokkuuden parantamiseen tavallista vastaavaa lainaa edullisemmin ja pienemmillä vakuuksilla.

Green mortgage

ÍslandsbankiIslanti

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

Englanniksi

Energy loan

Sparbanken AlingsåsRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

Englanniksi

Household energy loan

Sparbanken TanumRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

Englanniksi

Business energy loan

Sparbanken TanumRuotsi

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

Englanniksi

Business energy loan

Sparbanken SkaraborgRuotsi

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

Englanniksi

Energy loan

Sparbanken SydRuotsi

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

Englanniksi

Household energy loan

Sörmlands SparbankRuotsi30–350 t. SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

Englanniksi

Home energy loan

Ulricehamns SparbankRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

Englanniksi

Home energy loan

Varbergs SparbankRuotsi30–350 t. SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

Englanniksi

Home energy loan

Roslagens SparbankRuotsi30–350 t. SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

Englanniksi

Energy loan

SBABRuotsi30–500 t. SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

Englanniksi

Kilowattlånet

SBABRuotsi

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

Englanniksi

Sustainability loan

JAK MedlemsbankRuotsi20–250 t. SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

Englanniksi

Green energy loan

Ørskog SparebankNorjaenintään 500 t. NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

Englanniksi

Home energy loan

Middelfart SparekasseTanskaenintään 250 t. DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

Englanniksi

Energy home loan

Sparekassen KronjyllandTanska

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

Englanniksi

Energy loan

Rise SparekasseTanskaenintään 150 t. DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

Englanniksi

Home energy loan

Dragsholm SparekasseTanska

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

Englanniksi

Energy loan

Sparbanken NordRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

Englanniksi

Home energy loan

Sala SparbankRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

Englanniksi

Energy loan

Skurups SparbankRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

Englanniksi

Solar loan

Falkenbergs SparbankRuotsi30–350 t. SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

Englanniksi

Energy loan

Lollands BankTanskaenintään 250 t. DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

Englanniksi

Home energy loan

Sparbanken LidköpingRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

Englanniksi

Energy loan

Sparbanken MälardalenRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

Englanniksi

Home energy loan

Sparbanken GöingeRuotsi30–350 t. SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

Englanniksi

Solar loan

Sparbanken LidköpingRuotsi30–350 t. SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

Englanniksi

Solar loan

Leksands SparbankRuotsi30–350 t. SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

Englanniksi

Solar loan

Westra Wermlands SparbankRuotsi30–350 t. SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

Englanniksi

Solar loan

Sparbanken MälardalenRuotsi30–350 t. SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

Englanniksi

Solar loan

Laholms SparbankRuotsi30–350 t. SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

Englanniksi

Solar loan

Orusts SparbankRuotsi30–350 t. SEK

Borrow without collateral to install solar panels from a supplier of your choice.

Englanniksi

Solar loan

Dalslands SparbankRuotsi30–350 t. SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

Englanniksi

Green mortgage

Orkla SparebankNorja

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

Englanniksi

Business energy loan

Tjörns SparbankRuotsi

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

Englanniksi

Solar-panel loan

Sparbanken i EnköpingRuotsi30–350 t. SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

Englanniksi

Solar-panel loan

Sparbanken BlekingeRuotsi30–350 t. SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

Englanniksi

Green mortgage

Sparbanken MälardalenRuotsi

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

Englanniksi

Green mortgage

Sparbanken SpiraRuotsi

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

Englanniksi

Green mortgage

Sparbanken SkåneRuotsi

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

Englanniksi

Green mortgage

Sparbanken BokenRuotsi

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

Englanniksi

Household energy loan

MedMera BankRuotsi15–600 t. SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

Englanniksi

Green mortgage

Sparebanken ØstNorja

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

Englanniksi

Green mortgage

Sparebanken NarvikNorja

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

Englanniksi

Green mortgage

Sparbanken NordRuotsi

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

Englanniksi