Energy loan
Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.
Cette fiche est actuellement disponible en anglais.
You can finance additional insulation, replacement windows or household appliances, shares in wind-power generation, and heating systems such as district or local heating and pellet heating. The investment must be in solutions that can reduce energy use in your home. The bank directs solar-panel purchases to its separate Sollån.
You repay the money borrowed, with interest and applicable fees. The repayment period is 1–12 years depending on the amount and purpose. The bank’s worked example for SEK 100,000 over five years uses equal repayments of the amount borrowed, a 4.95% interest rate and a 550 kr setup fee, giving 5.31% effective annual interest including fees. For Nyckelkund customers, the setup fee is waived and the example’s effective rate is 5.06%. The example has no payment-notice fee. These are illustration figures for that example.
Eligibility
- You must be a bank customer. New customers can join with mobile BankID before applying, or obtain guidance by phone or at a branch.
- You must be at least 18, have regular income that is not benefits, student finance or similar, and have enough room in your budget to pay the loan costs. You must have no recorded payment defaults (betalningsanmärkningar).
- Your investment must be in solutions that can reduce your home’s energy use.
How to apply
- Statut
- Candidatures au fil de l’eau
- Conditions de cette période de candidature
- Call 0322-78 600. New applicants must become bank customers before applying.
Call Sparbanken Alingsås on 0322-78 600 to apply and discuss whether the loan fits your planned improvements. Join the bank first if you are a new customer.
The bank starts paying out the loan once it is approved and it has received your signed documents. To make an extra repayment or settle the loan early, contact the bank by phone or visit a branch.