Loan for sustainable purchases
A fixed-rate personal loan for BBVA clients buying solar equipment, energy-saving home improvements or low-carbon transport, subject to income and credit checks.
Questa opportunità è attualmente disponibile in inglese.
You can borrow ARS 10,000–70,000,000 for 6–60 months to buy eligible sustainable goods and services. There is no loan origination fee. BBVA pays the money into your account; you repay the amount borrowed with interest and VAT on interest.
Eligible uses include solar panels and batteries, solar water heating, renewable-energy installation and maintenance, bicycles and electric bicycles, electric motorcycles, hybrid or electric cars, and conversion of combustion vehicles to hybrid or electric propulsion. Energy-saving building work includes insulation, double or triple glazing and solar shading; heating, ventilation, air conditioning and water heating must use high-efficiency or inverter technology. Construction of energy-efficient buildings requires independent certification, such as EDGE, LEED, BREEAM or Passivhaus.
The same loan also covers equipment for organic farming, efficient irrigation, water-use monitoring and composting. It includes health and education purchases too. Cosmetic treatments are excluded unless reconstruction after an accident or mastectomy can be demonstrated.
Repayments use the French amortization system: each instalment before VAT stays constant, while the interest portion falls and the portion repaying the borrowed money rises. The quoted first instalment is an estimate and can vary with the time between payout and its due date.
A fee applies each time you repay part of the loan early. Full early repayment is free once the longer of 180 days and one quarter of the original loan term has passed since the loan was granted. Before that, it costs 4% plus VAT on the principal repaid.
Eligibility
- The October offer is for BBVA clients and requires credit approval.
- You must be aged 18–74. The income requirement is ARS 296,832, with a 30% instalment-to-income limit.
- Employees paid through BBVA need three months of employment. Other employees need one year. Independent professionals need one year in their current profession; traders and other self-employed applicants need two years in their current activity.
- The money must be used for eligible sustainable goods or services, with a supplier proforma invoice before the loan and a final invoice after payout.
How to apply
- Stato
- chiude 31 ott 2026
- Apre
- Chiude
- Restrizioni del bando
- Exclusive to BBVA clients; subject to credit approval.[^c8]
- Request at a BBVA Argentina branch or through your account executive.[^c2]
Ask the supplier for a proforma invoice for your purchase. Bring it and your DNI identity document to a BBVA Argentina branch, or contact your account executive to request the loan. After the money is credited to your account, present the final invoice within 30 days.