Contributi e prestiti per la riqualificazione energetica

Finanziamenti per isolamento, riscaldamento più efficiente e altri interventi che riducono i consumi di un edificio. Alcune misure sostengono singoli lavori, altre la riqualificazione dell’intero edificio.

Opportunità di finanziamento (61)

Contributi e incentivi fiscali

Boiler Upgrade Scheme

OfgemInghilterra, GallesSovvenzione

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

In inglese

BEG municipal grant (464)

KfWGermaniaSovvenzione

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

In inglese

Varmepumpepuljen

Danish Energy AgencyDanimarcaSovvenzionechiude 30 nov 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

In inglese

Warmer Kiwi Homes

EECANuova ZelandaSovvenzione

Grants towards insulation and heat pumps for qualifying New Zealand homeowners who live in a home built before 2008.

In inglese

Warmer Homes Scotland

Scottish GovernmentScoziaSovvenzione

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

In inglese

Solar Homes hot water rebate

Solar VictoriaAustraliaRimborso

Homeowners living in their property in Victoria can get up to AUD 1,000 towards an eligible replacement heat-pump or solar hot-water system, or up to AUD 1,400 for an eligible locally made model.

In inglese

Coup de pouce Chauffage

French StateFranciaSovvenzione

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

In inglese

Home insulation subsidy

Gemeente DeventerPaesi BassiSovvenzionefino a 1,5K EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

In inglese

Prestiti e altri finanziamenti

Residential building retrofit loan

KfWGermaniaPrestitofino a 150K EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

In inglese

Green property loan

HandelsbankenSveziaPrestito

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

In inglese

Green investment loan

SBABSveziaPrestito

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

In inglese

Energy loan

SwedbankSveziaPrestito

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

In inglese

Energy saving loan

Nationaal WarmtefondsPaesi BassiPrestito1–29K EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

In inglese

Mijn VerbouwLening

Flemish GovernmentFiandrePrestito

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

In inglese

Municipal energy-renovation loan (264)

KfWGermaniaPrestito

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

In inglese

Home energy loan

Commonwealth Bank of AustraliaAustraliaPrestito4–50K AUD

Unsecured loans of A$4,000–50,000 for eligible home-energy upgrades, with discounted fixed or variable interest and a separate concession for eligible CommBank mortgage customers.

In inglese

Green mortgage top-up loan

StabeloSveziaPrestito

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

In inglese

Green energy loan for your home

HandelsbankenSveziaPrestitofino a 250K SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

In inglese

Solar panel loan

Swedbank ASEstoniaPrestito3–30K EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

In inglese

Solar panel loan

AS SEB PankEstoniaPrestitofino a 40K EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

In inglese

Home energy efficiency loan

Swedbank ASEstoniaPrestito20K EUR e oltre

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

In inglese

Solar panel loan

Swedbank ASLettoniaPrestito3–30K EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

In inglese

Home energy-efficiency loan

Swedbank ASLettoniaPrestito20K EUR e oltre

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

In inglese

GEFF home energy renovation loan

NLB BankaMontenegroPrestitofino a 50K EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

In inglese

Future-proof home loan

Gemeente EdePaesi BassiPrestito2,5–30K EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

In inglese