Energy renovation loan
Borrow CHF 20,000–100,000 at a published preferential rate of 3.90% to improve the energy performance of a home you own in Switzerland.
Deze mogelijkheid is momenteel in het Engels beschikbaar.
The loan can finance solar panels, upgrades to heating or hot-water systems, and renovation of the home’s outer structure, such as its walls and roof.
You borrow from Banque Cantonale de Genève (BCGE) and repay the borrowed money with interest over a term of 6–60 months. The published preferential interest rate is 3.90%. BCGE’s personal-project credit range includes this energy-renovation loan and allows early repayment without penalty. It also includes a waiver of the outstanding balance if the borrower dies.
Eligibility
- You must be at least 18 and receive a salary or pension, including Swiss state old-age pension (AVS) or occupational pension (second pillar).
- You must live in Switzerland and own a property in Switzerland. You must be recorded as its owner in the land register.
- The bank cannot grant credit if it would cause you to become overindebted.
How to apply
- Status
- Doorlopend open
- Voorwaarden voor deze aanvraagronde
- Credit approval depends on the bank’s assessment; lending that causes consumer overindebtedness is prohibited.
BCGE currently invites applications for this loan. Contact your BCGE adviser, call +41 58 211 21 00 or email info@bcge.ch about the energy-renovation credit. The bank’s contact form also has a financing option.
The Swiss Consumer Credit Act gives you a 14-day period to withdraw. Once you confirm that you have not exercised that right, the funds can be released from day 15.