Groene vastgoedleningen

Financier een energiezuinig gebouw of leen geld voor verbeteringen zoals isolatie en zonnepanelen. Sommige leningen vereisen dat het gebouw al aan energienormen voldoet; andere financieren de verbeteringen.

Financieringsmogelijkheden (488)

Subsidies en belastingvoordelen

Leningen en andere financiering

Residential building retrofit loan

KfWDuitslandtot 150K EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

In het Engels

Green property loan

HandelsbankenZweden

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

In het Engels

Green investment loan

SBABZweden

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

In het Engels

Green property loan

SEBZweden

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

In het Engels

Green property loan

SwedbankZweden

Loans for companies owning or buying an energy-efficient property, with the property as security.

In het Engels

Energy loan

SwedbankZweden

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

In het Engels

Mijn VerbouwLening

Vlaamse overheidVlaanderen

Een renovatielening met lage rente voor eigenaar-bewoners met een inkomensgrens, private verhuurders, non-profitorganisaties, coöperaties en verenigingen van mede-eigenaars in Vlaanderen.

Non-residential energy renovation loan (263)

KfWDuitsland

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

In het Engels

Home Energy Efficiency Loan

Manitoba HydroCanada500–20K CAD

Manitoba Hydro offers credit-approved financing for qualifying upgrades to an owner’s or tenant’s primary home. Hydro pays the supplier after completion; the homeowner repays the loan, with interest, through monthly energy bills.

In het Engels

Home energy loan

NordeaZweden20–500K SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

In het Engels

Home energy loan

SwedbankZweden30–350K SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

In het Engels

Home energy mortgage increase

SEBZweden100K SEK en meer

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

In het Engels

Home solar loan

SwedbankZweden30–350K SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

In het Engels

Home energy loan

Commonwealth Bank of AustraliaAustralië4–50K AUD

Unsecured loans of A$4,000–50,000 for eligible home-energy upgrades, with discounted fixed or variable interest and a separate concession for eligible CommBank mortgage customers.

In het Engels

Clean Energy Home Loan New Build

Bank AustraliaAustralië10K AUD en meer

A mortgage for buying, building or refinancing a qualifying new, all-electric Australian home, with a reduced variable rate for five years or fixed rate for three years.

In het Engels

Green mortgage

SEBZweden

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

In het Engels

Green mortgage

SwedbankZweden

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

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Green mortgage

NordeaZweden

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

In het Engels

Green mortgage

Danske BankZweden

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

In het Engels

Green mortgage

SBABZweden

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

In het Engels

Green mortgage

NordeaNoorwegen

Borrow to buy or refinance a home with an A or B energy rating, or a qualifying environmental certification for homes built from 2021.

In het Engels

Green mortgage

StabeloZweden500K–20 mln. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

In het Engels

Green mortgage for households

HandelsbankenZweden

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

In het Engels

Green mortgage top-up loan

StabeloZweden

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

In het Engels

Green energy loan for your home

HandelsbankenZwedentot 250K SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

In het Engels

Energy renovation loan

NordeaFinland15K EUR en meer

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

In het Engels

Existing-home upgrade loan

HusbankenNoorwegen

Borrow for substantial energy and accessibility improvements to year-round homes, with defined alternatives for extensive accessibility work alone.

In het Engels

Green mortgage

DNBNoorwegen

Buy an A- or B-rated energy-efficient home, refinance its mortgage or increase your existing home loan.

In het Engels

Green mortgage

KLP BankenNoorwegen

A mortgage interest discount for KLP pension members whose home has energy rating A or B, or who have received Enova support for energy improvements to their primary home.

In het Engels

Green mortgage

Storebrand BankNoorwegen

A mortgage for individuals buying an A- or B-rated energy-efficient home, which can also be offered for refinancing or increasing an existing home loan.

In het Engels

Good Energy Home Loan

ANZ New ZealandNieuw-Zeeland3–80K NZD

Borrow NZD 3,000–80,000 as a home-loan top-up for qualifying home-energy upgrades, solar power, rainwater tanks or cleaner transport, with an initial three-year fixed rate.

In het Engels

Greater Choices Home Loan

Westpac New ZealandNieuw-Zeelandtot 50K NZD

Borrow up to NZ$50,000 interest free for five years for home energy upgrades, climate resilience or a fully electric vehicle, alongside a qualifying Choices mortgage.

In het Engels

Home Energy Saver loan

NSW GovernmentAustraliëtot 15K AUD

Zero-interest loans of up to AUD 15,000 help homeowners and landlords install approved energy upgrades in New South Wales homes, with repayment over up to 10 years.

In het Engels

Solar panel loan

Swedbank ASEstland3–30K EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

In het Engels

Solar panel loan

AS SEB PankEstlandtot 40K EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

In het Engels

Home energy efficiency loan

Swedbank ASEstland20K EUR en meer

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

In het Engels

Solar panel loan

Swedbank ASLetland3–30K EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

In het Engels

Home energy-efficiency loan

Swedbank ASLetland20K EUR en meer

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

In het Engels

Green Home loan

AS SEB bankaLetland

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

In het Engels

Green loan for business

AS SEB bankaLetland

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

In het Engels

Home energy efficiency loan

SEB LithuaniaLitouwen500–40K EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

In het Engels

Green home loan

SEB LithuaniaLitouwen

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

In het Engels

Green mortgage

HypoteketZweden

A mortgage interest discount for households with a house or holiday home in energy class A or B.

In het Engels

Green mortgage

Swedbank ABLitouwen20K EUR en meer

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

In het Engels

Green home loan

AS SEB PankEstland15K EUR en meersluit 31 dec 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

In het Engels

Energy home loan

Nordea DenmarkDenemarken

Borrow against your home for professional energy improvements or climate adaptation, including heat pumps, solar panels and insulation.

In het Engels

Green mortgage

Nordax BankZweden150K SEK en meer

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

In het Engels

Energy-saving loan

NordeaNoorwegen50K–1 mln. NOK

Borrow for Enova-recommended energy improvements or work that protects your primary home from water, with the home as security.

In het Engels

Energy loan

ICA BankenZweden20–600K SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

In het Engels

Green mortgage

Handelsbanken NorwayNoorwegen

A mortgage for bank customers whose home or holiday home meets energy-label or environmental-certification requirements that depend on its construction year.

In het Engels

Greener Mortgage

Virgin Money UKVerenigd Koninkrijk

A mortgage with more competitive pricing for buyers of new-build homes with a certified or predicted energy rating of A or B.

In het Engels

Energy-efficient home mortgage

HSBC UKVerenigd Koninkrijk

A mortgage with cashback on selected products for UK-resident buyers and homeowners purchasing or remortgaging an energy-efficient home.

In het Engels

EcoSaver mortgage

Bank of IrelandIerland

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

In het Engels

Green mortgage

PTSBIerland

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

In het Engels

Green mortgage

Sparbanken SydZweden

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

In het Engels

Home energy improvement loan

Nykredit BankDenemarkentot 500K DKK

Borrow up to DKK 500,000 for professionally installed home energy improvements, with special terms for qualifying banking customers.

In het Engels

Energy loan

KBC BankBelgië1K EUR en meer

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

In het Engels

Energy renovation loan

Belfius BankBelgië

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

In het Engels

Green personal loan

AIBIerland3–60K EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

In het Engels

Duurzaam Wonen

ASN BankNederland2,5–30K EUR

Leen € 2.500–€ 30.000 naast een ASN Hypotheek voor blijvende energiebesparende of klimaatadaptieve verbeteringen aan je eigen woning in Nederland.

Groene renovatielening

CrelanBelgië2,5–75K EUR

Een lening op afbetaling voor woningeigenaars die renoveren, waarbij minstens de helft van het krediet naar energiebesparende verbeteringen gaat.

Duurzame woninghypotheek

Triodos BankNederland

Koop een woning voor eigen bewoning of sluit je hypotheek over, met een rente die afhangt van het energielabel en extra korting voor geschikte biobased nieuwbouwwoningen.

Home energy loans

Efficiency MaineMainetot 25K USD

Unsecured loans for Maine property owners installing heat pumps or improving insulation and air sealing, with an income-based repayment option.

In het Engels

Smart-E home-energy loan

Connecticut Green BankConnecticuttot 50K USDsluit 31 dec 2026

An unsecured loan of up to $50,000 for Connecticut homeowners to install heat pumps, insulation, solar panels and other energy or resilience improvements.

In het Engels

Home Energy-Efficiency Loan

Energize DelawareDelaware1–50K USD

An unsecured loan for Delaware homeowners to pay for insulation, air sealing, efficient heating and other improvements that qualify for an Energize Delaware rebate.

In het Engels

Home Energy Loan

Michigan SavesMichigan

Unsecured loans for Michigan homeowners to improve insulation, heating, solar power and other qualifying home energy systems through authorised contractors.

In het Engels

Energy renovation loan

SäästöpankkiFinland10K EUR en meer

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

In het Engels

Household energy loan

Sparebanken NorgeNoorwegentot 500K NOK

Borrow against your home, second home or holiday home for new energy-saving improvements, with a higher loan limit for larger documented energy improvements.

In het Engels

Energy renovation loan

Danske BankFinland

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

In het Engels

Energy and climate protection loan

Lån & SparDenemarken50–500K DKK

Borrow for energy improvements or flood protection in your house, terraced house or holiday home, with the loan amount depending on your property equity.

In het Engels

Home energy improvement loan

AL SydbankDenemarkentot 500K DKK

Borrow for insulation, new windows, heating upgrades or solar panels in a home you own, with at least 90% of the loan reserved for approved energy improvements.

In het Engels

Ecokrediet voor woningrenovatie

BeobankBelgië1,3–50K EUR

Leen voor zonnepanelen, isolatie en andere ecologische verbeteringen aan een woning in België, met facturen of een ondertekende bestelbon voor 70% van het geleende bedrag.

Energy renovation loan

CommerzbankDuitsland1,5–100K EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

In het Engels

Renewable-energy loan

Banco BPIPortugal1K EUR en meer

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

In het Engels

Green mortgage

BPER BancaItalië

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

In het Engels

Home energy renovation loan

Banco SantanderSpanjetot 100K EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

In het Engels

MaPrimeRénov’ advance loan

Crédit MutuelFrankrijksluit 31 dec 2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

In het Engels

Mortgage Energy

UBS SwitzerlandZwitserland25K CHF en meer

A fixed-rate mortgage from CHF 25,000 for replacing oil or gas heating with renewable heating, or installing solar collectors or solar electricity panels on Swiss residential property, with no processing fee.

In het Engels

Better Homes Top Up

ASBNieuw-Zeelandtot 80K NZD

Borrow against your existing ASB home loan for eligible home energy upgrades or an electric or hybrid vehicle.

In het Engels

Solar Eco Loan

Police Credit UnionAustralië5K AUD en meer

Borrow to buy and install solar panels, home batteries or solar water heaters if you are an Australian permanent resident new to Police Credit Union lending.

In het Engels

Green loan

Credit Union SAAustralië5K AUD en meer

A fixed-rate personal loan for members and future members to buy energy-efficient equipment, improve a home or finance an electric or hybrid vehicle.

In het Engels

Green Loan

BrighteAustralië2–65K AUD

A loan for Australian residents to buy solar, batteries and other home energy improvements through an approved vendor.

In het Engels

Sustainable energy loan

KiwibankNieuw-Zeeland

Borrow through a home loan for renewable energy at your owner-occupied home, with a contribution of up to NZ$2,000 when you borrow more than NZ$5,000.

In het Engels

Green loan

Teachers Mutual Bank LimitedAustralië5–40K AUD

Borrow AUD 5,000–40,000 without security for selected household improvements such as solar panels, batteries, insulation and double glazing.

In het Engels

Green personal loan

Horizon BankAustralië1–30K AUD

An unsecured loan for Australian residents to buy approved home solar, batteries, efficient heating, insulation and other green products.

In het Engels

Green housing loan

Nova Ljubljanska bankaSlovenië

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

In het Engels

Home energy efficiency loan

CitadeleLetland1–30K EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

In het Engels

Green housing loan

Bank of CyprusCyprus

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

In het Engels

Casa Ta Verde

Raiffeisen Bank RomaniaRoemenië

A mortgage for individuals buying a home with an eligible energy-performance certificate or RoGBC Green Homes certification.

In het Engels

Solar finance

Sindh BankPakistan

Borrow for a complete 1–400 kW solar installation for your home, business or farm, with a minimum 15% down payment.

In het Engels

Solar loan

Park View Federal Credit UnionVirginiatot 75K USD

Borrow up to $75,000 for solar panels on a home you own, with the installed equipment securing the loan and Park View membership eligibility required.

In het Engels

Solar loan

MIT Federal Credit UnionVerenigde Staten

Borrow for home solar installation as an MIT FCU member in Massachusetts or New Hampshire, using an approved contractor.

In het Engels

Green mortgage

Sparebanken NorgeNoorwegen

A mortgage with a lower interest rate for buying or refinancing your primary home with documented energy class A or B.

In het Engels

Tulevaisuuslaina

POP PankkiFinland

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

In het Engels

Green mortgage

ÍslandsbankiIJsland

A mortgage interest discount and waived origination fee for individuals financing an environmentally certified home in Iceland.

In het Engels

Green loan

CANA Credit UnionIerlandtot 100K EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

In het Engels

Go Green Loans

Kilmallock Credit UnionIerlandtot 100K EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

In het Engels

Green loan

Croí Laighean Credit UnionIerlandtot 100K EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

In het Engels

Greenify loan

Core Credit UnionIerlandtot 75K EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

In het Engels

Go Green Loan

Malahide Credit UnionIerland10–100K EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

In het Engels

Household solar finance

NedbankZuid-Afrika

Borrow to buy a new home solar system from an approved supplier, with repayment over up to eight years and no need for a Nedbank home loan.

In het Engels

Energy Loan

Standard BankZuid-Afrika3–300K ZAR

Borrow for solar, backup power and energy-saving water heating at your home, whether you own the property or have the owner’s permission.

In het Engels

Green loan

St. Francis Credit UnionIerland

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

In het Engels

Greenify loan

Cara Credit UnionIerlandtot 100K EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

In het Engels

Green loan

Letterkenny Credit UnionIerlandtot 80K EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

In het Engels

Green Loan

New Ross Credit UnionIerland

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

In het Engels

Green loan

Journi Credit UnionIerland

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

In het Engels

Home energy equipment loan

CitadeleLitouwen1–35K EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

In het Engels

Unsecured green personal loan

Bendigo BankAustralië2K AUD en meer

Borrow for eligible home solar power systems, grey water treatment or electric vehicle charging stations with a fixed-rate personal loan.

In het Engels

GreenRoad Loan

Transport MutualAustralië1K AUD en meer

A secured personal loan for adults buying an electric or hybrid vehicle, a bicycle, or solar panels and battery storage with installation.

In het Engels

Loan for sustainable purchases

BBVA ArgentinaArgentinië10K–70 mln. ARSgesloten

A fixed-rate personal loan for BBVA clients buying solar equipment, energy-saving home improvements or low-carbon transport, subject to income and credit checks.

In het Engels

Green home loan

Mauritius Commercial BankMauritius

Borrow for solar panels, solar water heaters or rainwater harvesting at your home, with up to 100% financing of eligible purchase and installation costs.

In het Engels

Energy loan

Sparbanken AlingsåsZweden30–350K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

In het Engels

Household energy loan

Sparbanken TanumZweden30–350K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

In het Engels

Business energy loan

Sparbanken TanumZweden

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

In het Engels

Business energy loan

Sparbanken SkaraborgZweden

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

In het Engels

Energy loan

Sparbanken SydZweden

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

In het Engels

Habitat Verde

BRDRoemenië

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

In het Engels

Household energy loan

Sörmlands SparbankZweden30–350K SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

In het Engels

Home energy loan

Ulricehamns SparbankZweden30–350K SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

In het Engels

Home energy loan

Varbergs SparbankZweden30–350K SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

In het Engels

Home energy loan

Roslagens SparbankZweden30–350K SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

In het Engels

Green personal loan

Findomestic BancaItalië1–100K EURsluit 5 nov 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

In het Engels

Eco-responsible home renovation loan

CetelemFrankrijk4–75K EUR

A fixed-rate personal loan for individuals planning home energy improvements, including insulation, solar panels and more efficient heating.

In het Engels

Personal green loan

PrestipayItalië5–50K EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

In het Engels

Energy renovation personal loan

CofidisFrankrijk6,5–40K EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

In het Engels

Greener Futures Loan

SWSbankAustralië2–20K AUD

A personal loan for adults eligible for SWSbank membership to buy solar equipment or make other energy-saving home improvements.

In het Engels

Residential solar finance

Al Baraka BankZuid-Afrika

Finance a home solar installation through fixed-price financing with a 20% deposit or a longer variable-price option tied to your property value.

In het Engels

Green loan

Life Credit UnionIerlandtot 100K EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

In het Engels

Green loan

Capital Credit UnionIerland

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

In het Engels

Green loan

South Manchester Credit UnionEngeland500–15K GBP

Borrow for home energy improvements, solar equipment or greener transport if you live or work within the South Manchester credit union’s membership area.

In het Engels

Photovoltaic installation loan

WIBankDuitsland10–50K EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

In het Engels

Energy-saving renovation loan

LCLFrankrijk3–50K EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

In het Engels

Ecologische renovatielening

ArgentaBelgië1,3–125K EUR

Leen voor een energiezuinige woningrenovatie waarbij meer dan de helft van de projectkosten uit ecologische werken bestaat.

Energy renovation personal loan

Crédit AgricoleFrankrijk

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

In het Engels

Groene renovatielening

vdk bankBelgië2,5K EUR en meer

Een lening met vaste rente voor particulieren die hun woning isoleren, een warmtepomp plaatsen of andere ingrepen doen om de energieprestatie te verbeteren.

Energy renovation property loan

SGFrankrijk1,6K EUR en meer

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

In het Engels

Mortgage for an energy-efficient home

UBBBulgarije

Borrow to buy or refinance an energy-efficient home, with an interest-rate reduction when its energy certificate meets UBB’s requirements.

In het Engels

Green home renovation loan

VÚBSlowakije500–50K EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

In het Engels

Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Hongarijetot 130 mln. HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

In het Engels

0% Interest Green Plan

Finkey CapitalAustralië2–35K AUD

Interest-free instalment finance for Australian homeowners installing solar, home batteries and other approved energy technology through a Finkey Network Vendor.

In het Engels

Sustainable Home Program

DesjardinsCanadatot 500 CAD

Mortgage financing and conditional cashback for owner-occupiers renovating an eligible Quebec home or buying or building a certified energy-efficient new home.

In het Engels

Greener Home Loans

NBTA Credit UnionCanada

Borrow for home-efficiency improvements such as heat pumps, insulation and efficient appliances, with preferred rates for credit union members.

In het Engels

Energy loan

SBABZweden30–500K SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

In het Engels

Kilowattlånet

SBABZweden

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

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Sustainability loan

JAK MedlemsbankZweden20–250K SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

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Green energy loan

Ørskog SparebankNoorwegentot 500K NOK

Borrow up to NOK 500,000 to improve an older home’s energy performance, with separate qualifying routes for planned and completed renovations.

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Green Reno Loan

Queensland Country BankAustralië3–60K AUD

Unsecured borrowing for homeowners in Australia to install solar, insulation and other energy-saving upgrades, including installation costs.

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Home energy loan

Middelfart SparekasseDenemarkentot 250K DKK

Borrow up to DKK 250,000 for home energy improvements, with security in your property or cooperative housing share.

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Energy home loan

Sparekassen KronjyllandDenemarken

Borrow for insulation, heating upgrades or solar panels in your year-round home, with all your personal banking at Sparekassen Kronjylland.

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Green loan

Ballina Credit UnionIerland

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

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Energy loan

Rise SparekasseDenemarkentot 150K DKK

Borrow up to DKK 150,000 for home energy improvements or renewable-energy investments, with security in your home.

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Home energy loan

Dragsholm SparekasseDenemarken

Borrow for energy-saving home improvements such as insulation, new windows, heat pumps or solar panels, with local advice in Odsherred and Kalundborg.

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Efficient home loan

UnicajaSpanje6–60K EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

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Vivienda +Sostenible

IbercajaSpanjetot 60K EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

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Home solar-panel loan

Fiare Banca EticaSpanje5–20K EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

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Greener Home Loan

Ardee Credit UnionIerlandtot 50K EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

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Green Loan

Drogheda Credit UnionIerland2–75K EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

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Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugal5K EUR en meersluit 31 jan 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

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Energy loan

Sparbanken NordZweden30–350K SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

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Home energy loan

Sala SparbankZweden30–350K SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

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Energy loan

Skurups SparbankZweden30–350K SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

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Solar loan

Falkenbergs SparbankZweden30–350K SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

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Energy loan

Lollands BankDenemarkentot 250K DKK

Borrow up to DKK 250,000 for energy improvements to your owner-occupied home, using a Totalkredit assessment or documentation of work on the bank’s eligible list.

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Green mortgage for a new home

CIB BankHongarije1 mln. HUF en meer

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

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GoGreen Home Energy Loan

California Coast Credit UnionCalifornië5–75K USD

Borrow for new home energy improvements in California, including insulation, heat pumps and purchased solar with battery storage, with up to 30% available for other improvements.

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MySolar home solar loan

UMassFiveVerenigde Statentot 100K USD

Borrow for home solar panels and related battery storage in Massachusetts and neighbouring states, with an interest-only first year.

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Residential energy efficiency loan

NHSavesNew Hampshire1–15K USD

Borrow for insulation, air sealing and approved home energy improvements in New Hampshire through the Home Energy Performance programme.

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Home energy loan

Sparbanken LidköpingZweden30–350K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

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Energy loan

Sparbanken MälardalenZweden30–350K SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

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Home energy loan

Sparbanken GöingeZweden30–350K SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

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Solar loan

Sparbanken LidköpingZweden30–350K SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

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Solar loan

Hoosier Hills Credit UnionVerenigde Statentot 90K USD

Borrow up to $90,000 for solar energy with repayment terms of up to 15 years if you qualify for credit union membership.

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GoGreen Home Energy Loan

USC Credit UnionCaliforniëtot 50K USD

An unsecured loan for California homeowners and renters who qualify for credit union membership, funding home energy upgrades and solar with battery storage.

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Solar loan

Leksands SparbankZweden30–350K SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

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Solar loan

Westra Wermlands SparbankZweden30–350K SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

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Solar loan

Sparbanken MälardalenZweden30–350K SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

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Expresso Green

BRDRoemenië2–250K RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

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Green consumer loan

NLB BankaNoord-Macedoniëtot 2 mln. MKD

Borrow for solar systems or home insulation if you receive your salary or pension through NLB Banka in North Macedonia.

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Green loan for the home

Alpha BankGriekenland1,5–30K EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

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Solar loan

Laholms SparbankZweden30–350K SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

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Green loan

National Bank of GreeceGriekenlandtot 30K EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

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Solar loan

Orusts SparbankZweden30–350K SEK

Borrow without collateral to install solar panels from a supplier of your choice.

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Solar loan

Dalslands SparbankZweden30–350K SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

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Green consumer loan

Piraeus BankGriekenland1,5–20K EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

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PowerUp Lending Program

Go Energy Credit UnionGeorgia (Verenigde Staten)500–25K USD

Loans for Go Energy members to improve home energy efficiency, install solar panels or add home EV charging, without needing home equity.

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Green mortgage

Orkla SparebankNoorwegen

A mortgage for buying an A- or B-rated home or improving the energy efficiency of a qualifying home.

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Energipuljen loans

Sparekassen BallingDenemarken

Borrow for home energy improvements or an electric or hybrid car if you bring your banking relationship to Sparekassen Balling.

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Solar loan

Clearwater Credit UnionVerenigde Staten5–75K USD

Fixed-rate loans for home solar installations and related energy improvements, for borrowers who meet Clearwater Credit Union’s Montana county membership requirements.

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Business energy loan

Tjörns SparbankZweden

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

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GEFF home energy renovation loan

NLB BankaMontenegrotot 50K EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

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Solar loan

Franklin FirstMassachusetts3–100K USD

Borrow $3,000–$100,000 for a resident-owned, grid-connected solar electricity system if you meet the Massachusetts borrower and credit union membership conditions.

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Home solar loan

Mascoma BankVerenigde Statentot 60K USD

Borrow for a solar installation at a home you own in Vermont or New Hampshire, without using your home as collateral.

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Energy loan

OTIS Federal Credit UnionMaine

Borrow for solar panels, heat pumps, geothermal heating or home energy improvements if you qualify for OTIS membership through its Maine counties or immediate-family route.

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Smart Energy Loan

Santee CooperSouth Carolina500–20K USD

Borrow for a qualifying heat pump water heater in your home if you are a Santee Cooper residential customer.

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Solar loan

AYA BankMyanmar (Birma)tot 30 mln. MMK

Borrow to buy solar panels and related equipment for personal use if you are a Myanmar citizen with regular monthly income.

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Solar loan

GetBucks EswatiniEswatini1–250K SZL

Borrow E1,000–E250,000 for solar energy solutions for an individual or business, repayable over 1–48 months.

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Green loan

Absa Bank (Mauritius)Mauritius

Borrow for solar panels, solar water heating, rainwater harvesting equipment or a hybrid or electric car through an unsecured personal loan.

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Energy Advance loan

Berkeley Electric CooperativeSouth Carolina1–50K USD

Borrow for insulation, efficient electric heat pumps and other energy improvements to your home or business after at least 12 months of Berkeley Electric service.

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Green Ghar Finance

MCB Bank PakistanPakistan200K–5 mln. PKR

Borrow for home solar equipment as a salaried or self-employed individual in twelve Pakistani cities, with your own contribution and equipment insurance.

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Building energy-efficiency loan

KutxabankSpanje

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

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Solar-panel loan

Sparbanken i EnköpingZweden30–350K SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

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Solar-panel loan

Sparbanken BlekingeZweden30–350K SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

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Green mortgage

Sparbanken MälardalenZweden

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

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Green mortgage

Sparbanken SpiraZweden

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

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Green mortgage

Sparbanken SkåneZweden

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

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Green mortgage

Sparbanken BokenZweden

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

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Household energy loan

MedMera BankZweden15–600K SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

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Solar Plus Loan

Hong Leong BankMaleisië15–60K MYR

Borrow RM15,000–RM60,000 against your residential property to buy and install rooftop solar panels through approved installers in Malaysia.

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Handschlag-Hypothek

Schwyzer KantonalbankZwitserlandtot 75K CHF

Borrow up to CHF 75,000 for energy improvements to your own home if you are from Schwyz and already have financing with SZKB.

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Green credit

Zuger KantonalbankZwitserland10–75K CHF

An interest-free, unsecured loan for homeowners in the economic region Zug to replace oil or gas heating with a heat pump or install solar panels.

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Sustainability mortgage

Basler KantonalbankZwitserland10K–1 mln. CHF

Private customers can borrow for an energy-efficient property or eligible renovation and solar installations, with a discount on the fixed mortgage interest rate.

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Umwelt-Bonus

Obwaldner KantonalbankZwitserland50K CHF en meer

Mortgage interest reductions and help with energy-certificate costs for owners renovating residential buildings or financing a qualifying new home.

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Sustainability mortgage

Glarner KantonalbankZwitserland25–500K CHF

A discounted mortgage for private and business borrowers renovating façades, insulation, roofs or windows to improve their building’s energy performance.

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RenovaPlus mortgage

Nidwaldner KantonalbankZwitserland20–100K CHF

Borrow CHF 20,000–100,000 for energy-efficiency renovations to your mortgaged property, with a guaranteed discount from the variable mortgage rate.

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Sustainability mortgage

Bank ClerZwitserland10K–1 mln. CHF

A fixed-rate mortgage with an interest discount for private energy-efficient properties, qualifying renovations and solar installations.

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RegioEco-Kredit

Regiobank Solothurn AGZwitserland10–50K CHF

Interest-free borrowing for private homeowners installing solar panels or replacing fossil heating with a heat pump in a house financed by Regiobank.

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Eco mortgage

Bank BSUZwitserland100–750K CHF

An individual mortgage interest discount and up to CHF 1,000 towards energy certification for an efficient home you occupy as your main residence.

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Sustainable mortgage

acrevisZwitserland

A five-year mortgage interest discount for single-family homes and condominium apartments with qualifying energy construction or renovation work.

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Solar loan

Seylan BankSri Lanka

Borrow for a solar system from a bank-approved supplier if you are a permanent employee in Sri Lanka earning at least Rs.200,000 net per month.

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Energy-efficient home loan

Bank of FukuokaJapan1–200 mln. JPY

Borrow at a special mortgage rate to build, buy or renovate a home for yourself or your family that meets ZEH energy standards or has LCCM certification.

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Energy support loan

HalkbankTurkije

Borrow for home insulation, efficient lighting or solar energy systems as a property owner or tenant.

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Solar and home-battery renovation loan

Higo BankJapan100K–15 mln. JPY

Individuals can borrow for solar panels or home batteries on a family-owned property, with a lower variable interest rate for these energy improvements.

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Home solar renovation loan

Kagoshima BankJapan100K–10 mln. JPY

Borrow for solar panels at your own home, with a branch-route eco interest discount and no collateral or personal guarantor.

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Green additional borrowing

Coventry Building SocietyVerenigd Koninkrijktot 25K GBP

Borrow up to £25,000 for insulation, solar panels or other home improvements if you already have an eligible mortgage, with at least half spent on energy efficiency.

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Green mortgage

Sparebanken ØstNoorwegen

Borrow to buy or build a home or holiday home with energy label A or B, BREEAM-NOR certification or the Nordic Swan Ecolabel, with no establishment fee.

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Green mortgage

Sparebanken NarvikNoorwegen

A mortgage for private owners or buyers of homes with energy rating A or B, with green pricing for borrowing within 75% of the home’s value.

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Energy mortgage

Bank AveraZwitserland25K CHF en meer

Borrow at a discounted interest rate to renovate a single-family or holiday home for better energy efficiency.

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Green mortgage

MelhusBankenNoorwegen

A mortgage for individuals who own or are buying an energy-efficient home rated A or B.

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Suryodaya Loan

UCO BankIndiatot 200K INR

Borrow up to INR200,000 to install grid-connected rooftop solar at a residential property you own in India.

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Rooftop solar loan

Punjab & Sind BankIndiatot 200K INR

Borrow up to ₹200,000 for a grid-connected rooftop solar system of up to 3 kW on your own home, as a new or existing home-loan customer.

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Green loan

Commsave Credit UnionVerenigd Koninkrijk100–25K GBP

A loan for Commsave members making energy-efficient home improvements, with lower interest after proof of completed work.

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Green home-energy loan

No1 CopperPot Credit UnionVerenigd Koninkrijk5–35K GBP

Borrow £5,000–£35,000 for insulation, solar panels or other home-energy improvements if you work in the police and qualify for credit-union membership.

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Green loan

Scottish Police Credit UnionVerenigd Koninkrijktot 25K GBP

Borrow up to £25,000 for solar panels, better windows or other eco-friendly home improvements if you qualify for Scottish Police Credit Union membership.

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Green home improvement loan

Blues & Twos Credit UnionVerenigd Koninkrijk5–7,5K GBP

Borrow for insulation, solar panels and other home energy improvements if you are an employed homeowner eligible to join Blues & Twos through your job in North West England.

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Green home-improvement loan

Just Credit UnionVerenigd Koninkrijk300 GBP en meer

Borrow for home insulation, heating upgrades or solar equipment if you live or work in Just Credit Union’s local membership area.

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Green loan

Waterside Credit UnionVerenigd Koninkrijk4–40K GBP

Borrow £4,000–£40,000 for energy-efficient projects if you are an adult member of Waterside Credit Union, whose membership is open to people living or working in BT47 or BT48.

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Solar & Battery Plus

Sunsave EnergyVerenigd Koninkrijk

Finance a home solar panel and battery installation with no upfront payment, then repay monthly over 20 years with monitoring and maintenance included.

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Solar and battery loan

MyPoint Credit UnionCaliforniëtot 75K USD

Personal financing for solar panels and solar batteries for people eligible for MyPoint Credit Union membership through a San Diego or Riverside County connection or immediate family.

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Grüner-Leben-Kredit

HYPO NOEOostenrijktot 50K EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

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S-Klimakredit

Kreissparkasse RavensburgDuitsland5–100K EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

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Green loan

SWK BankDuitsland7,5–100K EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

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Energy-saving loan

PSD Bank NordDuitslandtot 75K EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

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Climate renovation loan

Sparkasse HammDuitsland10–100K EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

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Climate loan

Sparkasse KaiserslauternDuitsland5–50K EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

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Climate loan

HarzsparkasseDuitsland

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

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Woonlening

Gemeente Den HelderNederland2,5–30K EUR

Leen tegen 0% rente voor isolatie, duurzame energie of klimaatadaptatie bij een bestaande woning die u bezit in Den Helder.

Toekomstbestendig Wonen Lening

Gemeente NijmegenNederland2,5–35K EUR

Een consumptieve lening voor eigenaren van bestaande woningen in Nijmegen voor professioneel aangebrachte isolatie of zonnepanelen, na gemeentelijke goedkeuring en een krediettoets door SVn.

Duurzaam wonen lening

Gemeente AmersfoortNederland2,5–30K EUR

Een persoonlijke lening met vaste rente voor eigenaar-bewoners, huurders en kleine particuliere verhuurders die hun woning in Amersfoort isoleren of beter glas plaatsen.

Algemene duurzaam wonen lening

Gemeente BaarnNederland2,5–10K EUR

Leen €2.500–€10.000 voor energiebesparende maatregelen in uw eigen bestaande woning in Baarn, buiten de gebieden met een actieve wijkgerichte lening.

Duurzaam Leven Lening Eigenaren

Gemeente RhedenNederland2,5–25K EUR

Leen voor isolatie, zonnepanelen en andere energiebesparende verbeteringen aan je woning in Rheden als een andere verstrekker de financiering voor dezelfde kosten heeft afgewezen.

Duurzaamheidslening

Gemeente WierdenNederland2,5–25K EUR

Een lening met vaste rente voor particuliere eigenaren en kleine verhuurders om een bestaande woning in Wierden te isoleren of duurzame energie-installaties aan te schaffen.

Lening Duurzaam Wonen

Gemeente RhenenNederland2,5–30K EUR

Leen €2.500–€30.000 voor energiebesparing, duurzame energie of klimaatadaptatie bij de woning die je bezit en bewoont in Rhenen.

Toekomstbestendig Wonen lening

Gemeente PuttenNederland2,5–35K EUR

Een persoonlijke lening voor eigenaar-bewoners in Putten met een woning met energielabel D–G, voor verbeteringen met minstens één energiebesparende of energieopwekkende maatregel.

Duurzaamheidslening

Gemeente ZeewoldeNederland

Leen voor dak- of vloerisolatie en zonnepanelen op een bestaande woning in Zeewolde, met vaste maandlasten en zonder hypotheek als onderpand.

Toekomstbestendig Wonen Lening

Gemeente BarneveldNederland2,5–35K EUR

Leen voor energiemaatregelen aan uw eigen woning in Barneveld, met vaste rente en de mogelijkheid om ook asbestverwijdering of aanpassingen om langer thuis te wonen te financieren.

Green mortgage

Sparbanken NordZweden

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

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Home Plus

Westfield Gas + ElectricMassachusettstot 27K USD

Zero-interest financing for Westfield homeowners to install a whole-home heat pump and the home efficiency improvements required by their energy audit.

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Clean Energy Improvement Program

Lac La Biche CountyCanadatot 50K CAD

Finance attic insulation for an eligible residential property in Lac La Biche County at 0% interest, with repayment through your property tax bill and a 5% administration fee.

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