Green renovation loan
An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.
Această oportunitate este disponibilă momentan în limba engleză.
You can finance solar panels, solar water heating, heat pumps, roof, wall or floor insulation, double or triple glazing, thermostatic valves and switches, replacement of a condensing boiler, and an energy audit. These are examples rather than an exhaustive list.
Borrowing starts at €2,500. The published table goes up to €75,000, with maximum repayment periods rising from 24 months for €2,500 to 180 months for €75,000. For amounts above €20,000 and up to €37,000, the maximum is 120 months.
You repay the loan with interest. Crelan advertises a lower rate than its renovation loan. Its example, valid from 17 September 2026 for terms up to 120 months, uses a fixed borrowing rate and annual percentage rate of 3.95%: €21,000 over 72 months means 72 payments of €327.40, or €23,572.80 in total.
Eligibility
- You must own the home.
- At least 50% of the loan amount must finance investments that save energy.
- Your income must be sufficient to repay the loan. Invoices or quotations must show the planned investments, and the lenders must accept your application.
- You may take out more than one green loan, provided you can repay them all.
How to apply
- Statut
- Deschis continuu
- Condițiile sesiunii de finanțare
- Subject to lender approval.
Make an appointment at a Crelan branch. Bring payslips and quotations, which are needed for your application file. The agent opens the file and goes through it with you at the appointment.