Grønne ejendomslån

Finansiér en energieffektiv bygning, eller lån til forbedringer som isolering og solceller. Nogle lån kræver, at bygningen allerede opfylder energikravene; andre betaler for forbedringerne.

Finansieringsmuligheder (263)

Tilskud og skattefordele

Lån og anden finansiering

Residential building retrofit loan

KfWTysklandop til 150 t EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

På engelsk

Green property loan

HandelsbankenSverige

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

På engelsk

Green investment loan

SBABSverige

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

På engelsk

Green property loan

SEBSverige

Loans to finance energy-efficient apartment and commercial buildings, including existing properties and new construction.

På engelsk

Green property loan

SwedbankSverige

Loans for companies owning or buying an energy-efficient property, with the property as security.

På engelsk

Energy loan

SwedbankSverige

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

På engelsk

Mijn VerbouwLening

Flemish GovernmentFlandern

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

På engelsk

Non-residential energy renovation loan (263)

KfWTyskland

A loan for companies, nonprofits and other investors renovating non-residential buildings in Germany, with part of the debt written off when the project meets qualifying standards.

På engelsk

Home energy loan

NordeaSverige20–500 t SEK

Nordea customers who own a house or holiday home can apply to borrow SEK 20,000–500,000 for upcoming energy-saving improvements, without pledging an asset as security.

På engelsk

Home energy loan

SwedbankSverige30–350 t SEK

Individuals can apply to borrow SEK 30,000–350,000 for home energy-saving investments, with a one-to-twelve-year repayment term depending on the loan’s size and purpose.

På engelsk

Home energy mortgage increase

SEBSverige100 t SEK og derover

Homeowners can apply to increase their SEB mortgage by at least SEK 100,000 for energy improvements, with a 0.10-percentage-point interest discount on the extra borrowing.

På engelsk

Home solar loan

SwedbankSverige30–350 t SEK

Individuals can borrow SEK 30,000–350,000 for solar panels from any supplier, with payment after installation and receipt of an invoice.

På engelsk

Green mortgage

SEBSverige

Buy or own a home with qualifying energy or environmental certification and receive a 0.10 percentage point discount on your mortgage interest rate.

På engelsk

Green mortgage

SwedbankSverige

An extra 0.10 percentage point mortgage interest discount for households whose home meets the energy-class or building-certification criteria.

På engelsk

Green mortgage

NordeaSverige

A 0.10 percentage point mortgage-rate discount for individuals buying, building or living in a home with a qualifying energy class or environmental certificate.

På engelsk

Green mortgage

Danske BankSverige

A 0.10 percentage point interest discount on fixed-rate mortgages for owners of homes with qualifying energy ratings or environmental certification.

På engelsk

Green mortgage

SBABSverige

A mortgage interest reduction of 0.10 percentage points for households with an energy-class A home, or class B under a declaration made before 1 October 2026.

På engelsk

Green mortgage

StabeloSverige500 t–20 mio. SEK

Households with a home in energy class A or B can receive a 0.10 percentage-point interest discount on their whole mortgage.

På engelsk

Green mortgage for households

HandelsbankenSverige

Get a 0.10 percentage point reduction on your mortgage interest for a house, holiday home or tenant-owned apartment meeting energy or environmental-certification requirements.

På engelsk

Green mortgage top-up loan

StabeloSverige

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

På engelsk

Green energy loan for your home

HandelsbankenSverigeop til 250 t SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

På engelsk

Energy renovation loan

NordeaFinland15 t EUR og derover

A secured loan for households with a home address in Finland to improve a detached or semi-detached home, with a lower margin for qualifying energy renovations.

På engelsk

Solar panel loan

Swedbank ASEstland3–30 t EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

På engelsk

Solar panel loan

AS SEB PankEstlandop til 40 t EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

På engelsk

Home energy efficiency loan

Swedbank ASEstland20 t EUR og derover

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

På engelsk

Solar panel loan

Swedbank ASLetland3–30 t EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

På engelsk

Home energy-efficiency loan

Swedbank ASLetland20 t EUR og derover

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

På engelsk

Green Home loan

AS SEB bankaLetland

Borrow to buy an energy-efficient apartment or house, or build a qualifying private house, with individually assessed interest and no loan agreement fee.

På engelsk

Green loan for business

AS SEB bankaLetland

Loans for corporate customers investing in renewable energy, energy efficiency or other projects that pass SEB’s individual green-project assessment.

På engelsk

Home energy efficiency loan

SEB LithuaniaLitauen500–40 t EUR

Borrow without collateral for household solar power, heat pumps, wind turbines, electricity storage or electric-car charging equipment, with loan limits based on individual or family income.

På engelsk

Green home loan

SEB LithuaniaLitauen

A mortgage for individuals buying or building an energy-efficient home in Lithuania, with a lower interest rate than the regular home loan and no contract fee.

På engelsk

Green mortgage

HypoteketSverige

A mortgage interest discount for households with a house or holiday home in energy class A or B.

På engelsk

Green mortgage

Swedbank ABLitauen20 t EUR og derover

A secured home loan for individuals buying or building a new home in energy-efficiency class A+ or A++, including when replacing an existing home.

På engelsk

Green home loan

AS SEB PankEstland15 t EUR og deroverlukker 31. dec. 2026

Borrow to buy or build an energy-efficient home, with property limits that depend on building type and construction date.

På engelsk

Energiboliglån

Nordea DanmarkDanmark

Lån med sikkerhed i din bolig til professionelle energiforbedringer eller klimatilpasning, fx varmepumpe, solceller og isolering.

Green mortgage

Nordax BankSverige150 t SEK og derover

A mortgage interest discount of 0.25 percentage points for households buying or borrowing against a house or tenant-owned apartment with energy class A or B.

På engelsk

Energy loan

ICA BankenSverige20–600 t SEK

An unsecured personal loan for individuals registered in Sweden to finance home insulation, efficient windows, solar panels or a replacement heating system.

På engelsk

EcoSaver mortgage

Bank of IrelandIrland

A fixed-rate mortgage for home buyers, landlords and existing borrowers, with interest discounts linked to the property’s energy rating.

På engelsk

Green mortgage

PTSBIrland

A lower fixed mortgage rate for new and existing home borrowers whose home has, or will achieve, a qualifying A or B energy rating.

På engelsk

Green mortgage

Sparbanken SydSverige

A mortgage interest discount for buyers of energy-efficient or certified homes and homeowners transferring a qualifying mortgage from another bank.

På engelsk

Energy loan

KBC BankBelgien1 t EUR og derover

Borrow at a fixed rate for home improvements such as insulation, solar panels and heat pumps when at least half of the renovations improve energy efficiency.

På engelsk

Energy renovation loan

Belfius BankBelgien

Borrow for energy-saving home improvements such as heat pumps, solar panels and insulation, with at least half the loan used for energy-saving investments.

På engelsk

Green personal loan

AIBIrland3–60 t EUR

Borrow €3,000–€60,000 for personal purchases such as home energy upgrades or electric vehicles, with at least half the loan currently required for listed green initiatives.

På engelsk

Duurzaam Wonen

ASN BankNederlandene2,5–30 t EUR

Borrow €2,500–€30,000 alongside an ASN mortgage for permanent energy-saving or climate-adaptation improvements to your own home in the Netherlands.

På engelsk

Green renovation loan

CrelanBelgien2,5–75 t EUR

An instalment loan for homeowners renovating their home, with at least half the borrowing used for energy-saving improvements.

På engelsk

Sustainable home mortgage

Triodos BankNederlandene

Buy or refinance an owner-occupied home with mortgage pricing linked to its energy label and an extra discount for qualifying biobased new builds.

På engelsk

Energy renovation loan

SäästöpankkiFinland10 t EUR og derover

A secured loan for households improving the energy efficiency of a home or holiday property, or paying their share of a housing-company energy renovation.

På engelsk

Energy renovation loan

Danske BankFinland

Households can borrow for energy-saving improvements to a home, holiday home or investment property, with secured and unsecured options.

På engelsk

Energi- og klimalån

Lån & SparDanmark50–500 t DKK

Lån til energiforbedringer eller klimasikring i dit hus, rækkehus eller sommerhus, med et lånebeløb der afhænger af din friværdi.

Energilån til boligen

AL SydbankDanmarkop til 500 t DKK

Lån til isolering, nye vinduer, ny varmekilde eller solceller i en bolig, du ejer, hvor mindst 90% af lånet skal gå til godkendte energiforbedringer.

Eco-renovation loan

BeobankBelgien1,3–50 t EUR

Borrow for solar panels, insulation and other ecological improvements to a home in Belgium, with invoices or a signed order covering 70% of the loan.

På engelsk

Green home improvement loan

ArgentaNederlandeneop til 35 t EUR

Borrow up to €35,000 through your Argenta mortgage for future home energy improvements, such as insulation, a heat pump or solar panels.

På engelsk

Energy renovation loan

CommerzbankTyskland1,5–100 t EUR

Borrow for insulation, low-carbon heating, solar panels or biodiversity improvements to a home you own, without using your home as collateral.

På engelsk

Renewable-energy loan

Banco BPIPortugal1 t EUR og derover

Personal loan for buying and installing renewable-energy equipment or improving a building’s energy efficiency.

På engelsk

Green mortgage

BPER BancaItalien

A mortgage for consumers buying an Italian home in energy class A, B or C, improving its energy performance, or building a class A home.

På engelsk

Home energy renovation loan

Banco SantanderSpanienop til 100 t EUR

Borrow up to €100,000 for home energy improvements such as efficient heating, insulation and consumption controls, with a rate discount tied to proof of the sustainable use.

På engelsk

MaPrimeRénov’ advance loan

Crédit MutuelFrankriglukker 31. dec. 2026

An interest-free loan advances an awarded MaPrimeRénov’ grant for home energy renovation, alongside a complementary Crédit Mutuel renovation loan.

På engelsk

Green housing loan

Nova Ljubljanska bankaSlovenien

Borrow to buy an energy-efficient home, build a passive or low-energy house, or improve your home with renewable energy and energy-saving work.

På engelsk

Home energy efficiency loan

CitadeleLetland1–30 t EUR

An unsecured loan for private individuals buying or installing solar panels, heat pumps, batteries or other renewable-energy systems at home.

På engelsk

Green housing loan

Bank of CyprusCypern

Borrow to buy or build a first or holiday home with an A-rated energy performance certificate if you are permanently resident in Cyprus.

På engelsk

Casa Ta Verde

Raiffeisen Bank RomaniaRumænien

A mortgage for individuals buying a home with an eligible energy-performance certificate or RoGBC Green Homes certification.

På engelsk

Tulevaisuuslaina

POP PankkiFinland

A loan for individuals buying an electric car or improving a residential property’s energy efficiency, with lower pricing and less collateral than a comparable ordinary loan.

På engelsk

Green loan

CANA Credit UnionIrlandop til 100 t EUR

Borrow for home energy improvements or electric and hybrid transport if you qualify for CANA Credit Union membership through Revenue employment, retirement or family ties, or CANA employment.

På engelsk

Go Green Loans

Kilmallock Credit UnionIrlandop til 100 t EUR

Borrow for home energy improvements or electric transport if you qualify for membership of this local credit union in Limerick and Cork.

På engelsk

Green loan

Croí Laighean Credit UnionIrlandop til 100 t EUR

Borrow for home energy upgrades or an electric or hybrid car if you live or work in the credit union’s local common-bond area in Ireland.

På engelsk

Greenify loan

Core Credit UnionIrlandop til 75 t EUR

Unsecured loans for Core Credit Union members to improve home energy efficiency or buy electric transport, subject to credit approval.

På engelsk

Go Green Loan

Malahide Credit UnionIrland10–100 t EUR

Borrow for a home energy retrofit or an eco-friendly car if you live or work within the local membership area around Malahide.

På engelsk

Green loan

St. Francis Credit UnionIrland

Borrow for home energy improvements or an electric or plug-in hybrid vehicle as a member of this County Clare credit union.

På engelsk

Greenify loan

Cara Credit UnionIrlandop til 100 t EUR

Borrow for home energy upgrades, an electric or plug-in hybrid vehicle, or charging equipment if you are a Cara Credit Union member or can join its local membership area.

På engelsk

Green loan

Letterkenny Credit UnionIrlandop til 80 t EUR

Borrow up to €80,000 for home energy upgrades or electric transport as a credit union member in the Letterkenny area.

På engelsk

Green Loan

New Ross Credit UnionIrland

Borrow for work that improves your home’s energy rating or reduces your carbon footprint, if you qualify for local credit-union membership.

På engelsk

Green loan

Journi Credit UnionIrland

Borrow for home energy upgrades, electric or hybrid cars, and bicycles if you qualify for membership in the Waterford-area credit union.

På engelsk

Home energy equipment loan

CitadeleLitauen1–35 t EUR

An unsecured personal loan for solar or wind generation, a share in a power park, energy storage or a heat pump, with higher borrowing available jointly with a spouse.

På engelsk

Energy loan

Sparbanken AlingsåsSverige30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, windows or heating systems.

På engelsk

Household energy loan

Sparbanken TanumSverige30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or heating systems.

På engelsk

Business energy loan

Sparbanken TanumSverige

Borrow for energy improvements and renewable energy in property owned by a company or housing association, with materials and labour eligible.

På engelsk

Business energy loan

Sparbanken SkaraborgSverige

A loan for property-owning companies and housing associations to pay for insulation, heating upgrades and renewable energy, with invoices required before payment.

På engelsk

Energy loan

Sparbanken SydSverige

An unsecured personal loan for household energy improvements, including insulation, solar panels and replacing oil or direct electric heating.

På engelsk

Habitat Verde

BRDRumænien

A mortgage for individuals buying a home in Romania certified as green by the Romanian Green Building Council.

På engelsk

Household energy loan

Sörmlands SparbankSverige30–350 t SEK

Borrow for improvements that reduce your home’s energy use, including insulation, replacement windows, appliances and heating systems.

På engelsk

Home energy loan

Ulricehamns SparbankSverige30–350 t SEK

Borrow SEK 30,000–350,000 for home energy improvements such as insulation, replacement windows or more efficient appliances.

På engelsk

Home energy loan

Varbergs SparbankSverige30–350 t SEK

Borrow for energy improvements to a home you own, using an unsecured loan or a top-up to your existing mortgage.

På engelsk

Home energy loan

Roslagens SparbankSverige30–350 t SEK

Borrow for measures that reduce energy use in your home, with an existing or new mortgage at Roslagens Sparbank.

På engelsk

Green personal loan

Findomestic BancaItalien1–100 t EURlukker 5. nov. 2026

Borrow for home energy improvements, renewable-energy systems or qualifying electric and hybrid vehicles if you live in Italy.

På engelsk

Personal green loan

PrestipayItalien5–50 t EUR

Personal loans for people living in Italy to finance home energy improvements or an electric or hybrid vehicle.

På engelsk

Energy renovation personal loan

CofidisFrankrig6,5–40 t EUR

Borrow €6,500–€40,000 for energy-saving work in a home you own, including a main home, second home or rental property.

På engelsk

Green loan

Life Credit UnionIrlandop til 100 t EUR

Borrow for insulation, solar panels, a full home retrofit or an electric vehicle if you live, work or study in Life Credit Union’s local membership area.

På engelsk

Green loan

Capital Credit UnionIrland

Borrow for home energy upgrades or a new electric or plug-in hybrid car if you qualify for Capital Credit Union membership in its Dublin and North Wicklow catchment.

På engelsk

Photovoltaic installation loan

WIBankTyskland10–50 t EUR

Borrow for a new solar installation and associated storage at your exclusively owner-occupied home in Hessen, with a state interest subsidy.

På engelsk

Energy-saving renovation loan

LCLFrankrig3–50 t EUR

A personal loan for adults financing home insulation, efficient heating or solar panels, with no arrangement fee.

På engelsk

Ecological renovation loan

ArgentaBelgien1,3–125 t EUR

Borrow for energy-saving home renovations where ecological work accounts for more than half of the project cost.

På engelsk

Energy renovation personal loan

Crédit AgricoleFrankrig

Borrow to cover part or all of your home energy renovation, including insulation, renewable heating or solar panels, with a personal loan whose spending does not require expense receipts.

På engelsk

Green renovation loan

vdk bankBelgien2,5 t EUR og derover

A fixed-rate loan for private borrowers to insulate a home, install a heat pump or make other improvements to its energy-performance rating.

På engelsk

Energy renovation property loan

SGFrankrig1,6 t EUR og derover

Borrow at a fixed rate for insulation, solar panels and other energy-saving work in a main home, second home or rental property, subject to SG’s account and lending requirements.

På engelsk

Mortgage for an energy-efficient home

UBBBulgarien

Borrow to buy or refinance an energy-efficient home, with an interest-rate reduction when its energy certificate meets UBB’s requirements.

På engelsk

Green home renovation loan

VÚBSlovakiet500–50 t EUR

Borrow for insulation, solar panels and other improvements to homes in Slovakia, with a purpose-linked interest discount and documents submitted after drawing the loan.

På engelsk

Green housing loan

OTP Bank Nyrt., OTP Jelzálogbank Zrt.Ungarnop til 130 mio. HUF

A fixed-rate mortgage for individuals buying or building a new energy-efficient home, or improving a home in Hungary, with a conditional one percentage-point green interest discount.

På engelsk

Energy loan

SBABSverige30–500 t SEK

Borrow without pledging your home for energy-saving improvements, with an interest discount after you send a photo of the investment.

På engelsk

Kilowattlånet

SBABSverige

Borrow against your house or holiday home for energy renovations, with a 0.20 percentage point interest reduction on the renovation loan for ten years.

På engelsk

Sustainability loan

JAK MedlemsbankSverige20–250 t SEK

An unsecured loan for individuals making home energy improvements such as solar panels, insulation or a heat pump.

På engelsk

Green loan

Ballina Credit UnionIrland

Borrow for home energy improvements or green transport if you live, work or study in Ballina Credit Union’s local membership area.

På engelsk

Energilån

Rise SparekasseDanmarkop til 150 t DKK

Lån op til 150.000 kr. til energiforbedringer af boligen eller investering i vedvarende energi med pant i din bolig.

Efficient home loan

UnicajaSpanien6–60 t EUR

Borrow €6,000–€60,000 for energy-saving improvements to your home, including insulation, solar panels and appliances rated A or B.

På engelsk

Vivienda +Sostenible

IbercajaSpanienop til 60 t EUR

A personal loan for household energy improvements, including solar panels, insulation and more efficient home installations.

På engelsk

Home solar-panel loan

Fiare Banca EticaSpanien5–20 t EUR

Borrow €5,000–€20,000 to install solar panels at home, with fixed interest and lower prices for cooperative members.

På engelsk

Greener Home Loan

Ardee Credit UnionIrlandop til 50 t EUR

Members can borrow up to €50,000 for home energy improvements such as insulation, solar panels or heat pumps, with work completed by SEAI-registered contractors.

På engelsk

Green Loan

Drogheda Credit UnionIrland2–75 t EUR

Borrow for insulation, heat pumps, solar panels or an electric car as a member with a local connection to Drogheda, Dunleer, East Meath, Trim or Slane.

På engelsk

Casa +Eficiente mortgage

Caixa Geral de DepósitosPortugal5 t EUR og deroverlukker 31. jan. 2027

A mortgage with an interest-margin reduction and a contract-formalisation fee waiver for buyers of homes with a valid A+, A or B energy certificate.

På engelsk

Energy loan

Sparbanken NordSverige30–350 t SEK

Borrow SEK 30,000–350,000 for changes that reduce energy use in your home, including insulation, replacement windows and more efficient appliances.

På engelsk

Home energy loan

Sala SparbankSverige30–350 t SEK

Borrow SEK 30,000–350,000 for home improvements that reduce energy use, including insulation, replacement windows and heating systems.

På engelsk

Energy loan

Skurups SparbankSverige30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce energy use in your home, such as insulation, new windows or appliances.

På engelsk

Solar loan

Falkenbergs SparbankSverige30–350 t SEK

An unsecured loan for individuals buying solar panels, with payment after installation and a supplier invoice.

På engelsk

Energilån

Lollands BankDanmarkop til 250 t DKK

Lån op til 250.000 kr. til energiforbedringer i din ejerbolig med et Totalkredit-tjek eller dokumentation for arbejde på bankens energiforbedringsliste.

Green mortgage for a new home

CIB BankUngarn1 mio. HUF og derover

A mortgage for individuals buying or building a new home that meets specified energy-certificate and energy-demand limits in Hungary.

På engelsk

Home energy loan

Sparbanken LidköpingSverige30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, including insulation, replacement windows and appliances.

På engelsk

Energy loan

Sparbanken MälardalenSverige30–350 t SEK

Borrow SEK 30,000–350,000 for improvements that reduce your home’s energy use, such as insulation, replacement windows or appliances.

På engelsk

Home energy loan

Sparbanken GöingeSverige30–350 t SEK

Borrow for insulation, replacement windows or other investments that can reduce energy use in your home, subject to the bank’s borrower assessment.

På engelsk

Solar loan

Sparbanken LidköpingSverige30–350 t SEK

An unsecured loan of SEK 30,000–350,000 for private borrowers installing solar panels, with a quotation from their chosen supplier.

På engelsk

Solar loan

Leksands SparbankSverige30–350 t SEK

An unsecured loan of SEK 30,000–350,000 for individuals installing solar panels, with a choice of supplier.

På engelsk

Solar loan

Westra Wermlands SparbankSverige30–350 t SEK

Borrow without collateral to install solar panels on your own property if you are an existing or prospective customer in western Värmland.

På engelsk

Solar loan

Sparbanken MälardalenSverige30–350 t SEK

Borrow SEK 30,000–350,000 without pledging security to install solar panels, if you have your mortgages with the bank.

På engelsk

Expresso Green

BRDRumænien2–250 t RON

A personal loan for renewable-energy equipment, home equipment in energy class A or B, zero-emission electric cars and greener personal transport.

På engelsk

Green loan for the home

Alpha BankGrækenland1,5–30 t EUR

An unsecured personal loan for people living and taxed in Greece to improve their home’s energy efficiency.

På engelsk

Solar loan

Laholms SparbankSverige30–350 t SEK

Borrow without collateral to install solar panels, with payment after installation and receipt of the invoice.

På engelsk

Green loan

National Bank of GreeceGrækenlandop til 30 t EUR

Borrow up to €30,000 for home energy improvements, energy-saving appliances or a new electric or hybrid vehicle.

På engelsk

Solar loan

Orusts SparbankSverige30–350 t SEK

Borrow without collateral to install solar panels from a supplier of your choice.

På engelsk

Solar loan

Dalslands SparbankSverige30–350 t SEK

Borrow without collateral to install solar panels, with a quotation from your chosen supplier.

På engelsk

Green consumer loan

Piraeus BankGrækenland1,5–20 t EUR

Borrow €1,500–€20,000 without collateral for home energy improvements, efficient appliances, solar power or bicycles and electric motorbikes if you live and pay tax in Greece.

På engelsk

Business energy loan

Tjörns SparbankSverige

Borrow for insulation, heating upgrades, solar installations and other energy improvements to property owned by your company or association.

På engelsk

Building energy-efficiency loan

KutxabankSpanien

A loan for individuals renovating single-family homes and owners associations improving residential buildings to cut energy consumption by at least 30%.

På engelsk

Solar-panel loan

Sparbanken i EnköpingSverige30–350 t SEK

An unsecured loan for private customers installing solar panels, with payment after installation and receipt of the invoice.

På engelsk

Solar-panel loan

Sparbanken BlekingeSverige30–350 t SEK

An unsecured loan for individuals installing solar panels, with payment after installation and receipt of an invoice.

På engelsk

Green mortgage

Sparbanken MälardalenSverige

An extra 0.10 percentage-point mortgage interest discount for households whose home meets the bank’s energy or building-certification criteria.

På engelsk

Green mortgage

Sparbanken SpiraSverige

An extra 0.10 percentage-point mortgage interest discount for households with an energy-efficient or certified home.

På engelsk

Green mortgage

Sparbanken SkåneSverige

Mortgage interest discount for households buying, transferring or already financing an energy-class A or certified sustainable home.

På engelsk

Green mortgage

Sparbanken BokenSverige

An extra mortgage interest discount for households buying, refinancing or owning a home with a qualifying energy rating or environmental certification.

På engelsk

Household energy loan

MedMera BankSverige15–600 t SEK

Borrow for solar panels, heat pumps, insulation and other energy-saving home improvements, with an interest discount after your investment evidence is approved.

På engelsk

Grüner-Leben-Kredit

HYPO NOEØstrigop til 50 t EUR

A mortgage loan for private customers improving home insulation, installing solar panels or replacing fossil heating, with borrowing up to €50,000.

På engelsk

S-Klimakredit

Kreissparkasse RavensburgTyskland5–100 t EUR

Borrow for energy improvements to property you own and occupy or rent out, without registering a charge against the property.

På engelsk

Green loan

SWK BankTyskland7,5–100 t EUR

Borrow €7,500–€100,000 for new or used rooftop solar panels and battery storage, with no land-register charge, if you meet the personal income and credit requirements.

På engelsk

Energy-saving loan

PSD Bank NordTysklandop til 75 t EUR

Borrow for insulation, solar panels or heating improvements to a property you have owned for more than six months, using a loan linked to a new building-savings contract.

På engelsk

Climate renovation loan

Sparkasse HammTyskland10–100 t EUR

Borrow €10,000–€100,000 to improve the energy efficiency of your own residential property, whether you live in it or rent it out.

På engelsk

Climate loan

Sparkasse KaiserslauternTyskland5–50 t EUR

Borrow €5,000–€50,000 for selected energy improvements to your own house or condominium, without a land-register entry.

På engelsk

Climate loan

HarzsparkasseTyskland

An unsecured loan with an interest discount for homeowners making energy-saving improvements.

På engelsk

Home energy transition loan

Gemeente RotterdamNederlandene2,5–25 t EURlukker 31. dec. 2027

Borrow for energy-saving work together with home improvements if you own and occupy a Rotterdam home or rent out up to three Rotterdam homes.

På engelsk

Future-proof home loan

Gemeente EdeNederlandene2,5–30 t EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

På engelsk

Woonlening

Gemeente Den HelderNederlandene2,5–30 t EUR

Borrow at 0% interest for insulation, renewable energy or climate adaptation at an existing home you own in Den Helder.

På engelsk

Toekomstbestendig Wonen loan

Gemeente NijmegenNederlandene2,5–35 t EUR

A consumer loan for owners of existing homes in Nijmegen to finance professionally installed insulation or solar panels, subject to municipal approval and SVn’s credit assessment.

På engelsk

Sustainable home loan

Gemeente AmersfoortNederlandene2,5–30 t EUR

A fixed-rate personal loan for owner-occupiers, tenants and small private landlords insulating homes or improving glazing in Amersfoort.

På engelsk

Duurzaam Leven Lening Eigenaren

Gemeente RhedenNederlandene2,5–25 t EUR

Borrow for insulation, solar panels and other energy-saving home improvements in Rheden if another lender has rejected financing for the same costs.

På engelsk

Sustainable home loan

Gemeente RhenenNederlandene2,5–30 t EUR

Borrow €2,500–€30,000 for energy-saving improvements, renewable energy or climate adaptation at the home you own and live in in Rhenen.

På engelsk

Toekomstbestendig Wonen loan

Gemeente VoorstNederlandene2,5–35 t EUR

Borrow for insulation and other energy-saving improvements to your owner-occupied home in Voorst, with fixed interest and monthly repayments.

På engelsk

Toekomstbestendig Wonen loan

Municipality of BarneveldNederlandene2,5–35 t EUR

Borrow for energy improvements to your owner-occupied home in Barneveld, with fixed interest and the option to include asbestos removal or adaptations for living at home longer.

På engelsk

Green mortgage

Sparbanken NordSverige

An extra 0.10 percentage point mortgage interest discount for borrowers with an energy class A home.

På engelsk