Επιχορηγήσεις και δάνεια για ενεργειακή αναβάθμιση

Χρηματοδότηση για μόνωση, αποδοτικότερη θέρμανση και άλλες εργασίες που μειώνουν την κατανάλωση ενέργειας ενός κτιρίου. Ορισμένα προγράμματα καλύπτουν επιμέρους παρεμβάσεις, ενώ άλλα τη συνολική αναβάθμιση του κτιρίου.

Ευκαιρίες χρηματοδότησης (54)

Επιχορηγήσεις και φορολογικά κίνητρα

Boiler Upgrade Scheme

OfgemΑγγλία, ΟυαλίαΕπιχορήγηση

An upfront grant for property owners replacing fossil-fuel or electric heating with an eligible heat pump or, in limited cases, a biomass boiler in England or Wales.

Στα Αγγλικά

Business energy upgrades

Sustainable Energy Authority of IrelandΙρλανδίαΕπιχορήγησηέως 120 χιλ. EUR

Rapid-approval grants for businesses, public bodies and nonprofits improving heating, ventilation, controls, walls or roofs in buildings that are not homes in the Republic of Ireland.

Στα Αγγλικά

BEG municipal grant (464)

KfWΓερμανίαΕπιχορήγηση

Grants for German municipalities and municipal associations completing whole-building energy renovations or buying freshly renovated efficient buildings.

Στα Αγγλικά

Varmepumpepuljen

Danish Energy AgencyΔανίαΕπιχορήγησηκλείνει 30 Νοε 2026

A Danish grant for owners replacing oil, gas, electric or biomass heating in a year-round home with an eligible heat pump.

Στα Αγγλικά

Home Energy Scotland Grant and Loan

Scottish GovernmentΣκωτίαΕπιχορήγησηέως 18 χιλ. GBP

Grants and optional interest-free loans for homeowners living in Scotland to install heat pumps, insulation and other eligible home energy improvements.

Στα Αγγλικά

Warmer Homes Scotland

Scottish GovernmentΣκωτίαΕπιχορήγηση

Funded heating and insulation improvements for eligible Scottish households struggling to heat their homes, with all costs covered in most cases.

Στα Αγγλικά

Nest home energy improvements

Welsh GovernmentΟυαλίαΕπιχορήγηση

Free insulation, heat pumps or solar panels for eligible homeowners and private tenants in Wales on low incomes or qualifying benefits.

Στα Αγγλικά

Coup de pouce Chauffage

French StateΓαλλίαΕπιχορήγηση

Financial help for owners and tenants in France to replace fossil-fuel heating, paid by participating energy sellers and other charter signatories.

Στα Αγγλικά

LIFE one-stop shops for private-building renovation

CINEAΕυρωπαϊκή ΈνωσηΕπιχορήγησηκλειστό

Grants to establish integrated renovation services for private homes, professional landlords or commercial buildings. The documented 2026 round is closed.

Στα Αγγλικά

Commercial heating and cooling supply

Kommunalkredit Public ConsultingΑυστρίαΕπιχορήγησηέως 6 εκ. EUR

Investment grants support renewable and waste-heat generation, heat and cooling networks, micro-networks and efficiency improvements at project sites in Austria. Apply before making a binding commitment.

Στα Αγγλικά

Homeowner grants for insulation and clean heating

Netherlands Enterprise AgencyΚάτω ΧώρεςΕπιχορήγηση

ISDE reimburses owner-occupiers after professional installation of insulation, a heat pump, solar water heating or an eligible heat-network connection. Ventilation and electric cooking have additional conditions. Apply within the relevant 24-month deadline.

Στα Αγγλικά

Home insulation subsidy

Gemeente DeventerΚάτω ΧώρεςΕπιχορήγησηέως 1,5 χιλ. EUR

A grant for owner-occupiers in Deventer to insulate poorly insulated homes with a WOZ value below €477,000, including contractor-installed floor insulation.

Στα Αγγλικά

Δάνεια και άλλες μορφές χρηματοδότησης

Residential building retrofit loan

KfWΓερμανίαΔάνειοέως 150 χιλ. EUR

A loan of up to €150,000 per dwelling for a whole-building energy retrofit or the purchase of a newly retrofitted German home, with part of the debt written off.

Στα Αγγλικά

Green property loan

HandelsbankenΣουηδίαΔάνειο

Loans for companies and housing associations financing qualifying commercial or multifamily buildings, including new construction and energy-performance improvements.

Στα Αγγλικά

Green investment loan

SBABΣουηδίαΔάνειο

Loans for property companies adding insulation, installing solar panels or making other energy and environmental improvements.

Στα Αγγλικά

Energy loan

SwedbankΣουηδίαΔάνειο

Loans for companies and housing associations reducing energy use in their property or installing solar panels.

Στα Αγγλικά

Energy saving loan

Nationaal WarmtefondsΚάτω ΧώρεςΔάνειο1–29 χιλ. EUR

A €1,000–€29,000 loan for owner-occupiers improving the energy performance of an existing home in the Netherlands.

Στα Αγγλικά

Mijn VerbouwLening

Flemish GovernmentΦλάνδραΔάνειο

A low-interest renovation loan for income-qualified owner-occupiers, private landlords, nonprofit organizations, cooperatives and co-owner associations in Flanders.

Στα Αγγλικά

Municipal energy-renovation loan (264)

KfWΓερμανίαΔάνειο

Loans for German municipalities renovating buildings, with possible debt reduction for whole-building work or supplementary borrowing alongside an approved grant for individual improvements.

Στα Αγγλικά

Zero-interest eco-loan (Éco-PTZ)

French StateΓαλλίαΔάνειοέως 50 χιλ. EUR

Owners can borrow without interest to improve the energy efficiency of a home used as a main residence, with no income ceiling.

Στα Αγγλικά

Green mortgage top-up loan

StabeloΣουηδίαΔάνειο

Existing mortgage borrowers can borrow for home energy improvements with a 0.20 percentage-point interest discount on the amount used for eligible work.

Στα Αγγλικά

Green energy loan for your home

HandelsbankenΣουηδίαΔάνειοέως 250 χιλ. SEK

Borrow without collateral for home energy improvements, charging equipment and protection against floods or heat, if at least one borrower has a Handelsbanken mortgage.

Στα Αγγλικά

Solar panel loan

Swedbank ASΕσθονίαΔάνειο3–30 χιλ. EUR

Homeowners can borrow €3,000–€30,000 without collateral for solar panels, heat pumps, wind turbines or energy storage at a property they own in Estonia.

Στα Αγγλικά

Solar panel loan

AS SEB PankΕσθονίαΔάνειοέως 40 χιλ. EUR

A consumer loan for individuals buying and installing solar panels, with up to €25,000 when applying alone or €40,000 with a co-applicant.

Στα Αγγλικά

Apartment building renovation loan

AS SEB PankΕσθονίαΔάνειο10 χιλ. EUR και άνω

Loans for apartment associations renovating their buildings, with a green option requiring at least 30% primary energy savings.

Στα Αγγλικά

Home energy efficiency loan

Swedbank ASΕσθονίαΔάνειο20 χιλ. EUR και άνω

Borrow from €20,000 for house renovations such as insulation and heating upgrades, using the house being renovated as security.

Στα Αγγλικά

Loan for improving home energy efficiency

AS SEB bankaΛετονίαΔάνειο1–25 χιλ. EUR

An unsecured loan for individuals in Latvia buying solar panels, heat pumps and other listed home-energy equipment, with a fixed 5.9% interest rate.

Στα Αγγλικά

Solar panel loan

Swedbank ASΛετονίαΔάνειο3–30 χιλ. EUR

Borrow without pledging your property to buy and install solar panels, batteries, heat pumps or wind generators for your home.

Στα Αγγλικά

Home energy-efficiency loan

Swedbank ASΛετονίαΔάνειο20 χιλ. EUR και άνω

A property-secured loan for homeowners improving an existing private house with insulation, heat-recovery ventilation or more efficient windows and doors.

Στα Αγγλικά

Apartment building energy renovation loan

Swedbank ASΛετονίαΔάνειο

Apartment-owner associations can borrow for whole-building energy renovations, with a temporary zero bank margin for projects targeting at least 30% primary energy savings.

Στα Αγγλικά

Apartment building renovation loan

AS SEB bankaΛετονίαΔάνειο10 χιλ. EUR και άνω

A repayable loan for apartment owners’ communities to renovate a shared residential building and improve its energy efficiency.

Στα Αγγλικά

GEFF home energy renovation loan

NLB BankaΜαυροβούνιοΔάνειοέως 50 χιλ. EUR

Borrow for approved insulation, windows, heating or solar technologies in a home, with a conditional GEFF incentive after installation and verification.

Στα Αγγλικά

Future-proof home loan

Gemeente EdeΚάτω ΧώρεςΔάνειο2,5–30 χιλ. EUR

Borrow for insulation, solar panels or eligible heat pumps in an existing home you own and live in in Ede.

Στα Αγγλικά